Lubbock County property record for 3909 106th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,899 sqft · built 2011 |
| Lot Size | 0.213 acres (9,286 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R312651 |
| Primary APN | R312651 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,899 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,286 sqft (0.213 acres) |
| Garage Area | 812 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3909 106TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAVENWOOD L 192 |
| Legal Subdivision | RAVENWOOD |
| Legal Lot Number | 1920 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10510 |
3909 106th St is owned and occupied by an individual who acquired it in December 2015.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3909 106TH ST, LUBBOCK, TX 79423-6739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 |
| Deed Sale | Dec 2, 2015 |
| Deed Document Number | 2015042530 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3909 106TH ST, LUBBOCK, TX 79423-6739 |
| Document Number | 0000049021 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 106TH ST LUBBOCK TX 794236739, LUBBOCK, TX 79423-6739 |
| Document Number | 0000049021 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 49021 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | HORSESHOE BAY, TX 78657 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 4, 2035 |
The 2025 property tax bill for 3909 106th St was $6,445 with a homeowner's exemption, down 17.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,445.00 (-17.1%) Homeowner's exemption | $390,460 Land $44,000 Building $346,460 | $390,460 Land $44,000 Building $346,460 |
| 2024 | $7,774.00 (+0.03%) | ||
| 2023 | $7,772.00 (-6.28%) Homeowner's exemption | $424,956 Land $44,000 Building $383,017 | $427,017 Land $44,000 Building $383,017 |
| 2022 | $8,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 106th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 106th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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