3908 Windfall Dr NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 3908 Windfall Dr NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,945 sqft · built 2022
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$763,500 (Nov 2022)
Tax Bill	$10,476 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-4-54-013-0-0000`

Property Details

APN / Parcel Number

Primary APN	`13-13-4-54-013-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
Basement Area	1,945 sqft
Finished Basement	1,148 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Porch	Open Porch
Porch Area	120 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3908 WINDFALL DR NW
City	CEDAR RAPIDS
State	IA
Zip	52405-4776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLEWOOD HILLS 12TH LOT 103
Legal Range	08
Legal Township	83
Legal Section	13
Legal Subdivision	APPLEWOOD HILLS
Legal Lot Number	103
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3016
Census Tract	1001

Owner

Source: Linn County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3908 WINDFALL DR NW, CEDAR RAPIDS, IA 52405-4776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit HIAWATHA BANK & TRUST COMPANY
Nov 22, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OHNWARD BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Mar 2, 2022
Deed Document Number	0011503499
Deed Book / Page	11503 / 499
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3908 WINDFALL DR NW, CEDAR RAPIDS, IA 52405-4776
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11396, CEDAR RAPIDS, IA 52410-1396

Mortgage

Document Number	1131300209
Date	Mar 22, 2022
Book Page	11313/209

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank
Address	HIAWATHA, IA 52233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Nov 22, 2022
Property Address	3908 WINDFALL DR NW, CEDAR RAPIDS, IA 52405-4776
Document Number	1150300499
Book / Page	11503 / 499
Instrument Date	Nov 16, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3908 WINDFALL DR NW, CEDAR RAPIDS, IA 52405-4776

Mortgage

Document Number	0011503500
Date	Nov 22, 2022
Instrument	11503/500

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Linn County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,900 (+3.67%) Land $104,500 Building $483,400	$587,900 (+3.67%) Land $104,500 Building $483,400
2024	$10,476.00 (+2,382.46%)
2023		$567,100 Land $94,000 Building $473,100	$567,100 Land $94,000 Building $473,100
2022	$422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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