3908 Volterra Ln, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3908 Volterra Ln, Covington, KY 41017

Property Summary

Property Type	Vacant Land
Lot Size	0.099 acres (4,330 sqft)
Owner	2 Individual Names on File
Last Sale	$375,038 (Jan 2026)
Tax Bill	$445 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-00-02-306.02`

Property Details

APN / Parcel Number

Primary APN	`044-00-02-306.02`

Exterior

Lot Area	4,330 sqft (0.099 acres)

Location & Zoning

Street Address	3908 VOLTERRA LN
City	FT MITCHELL
State	KY
Zip	41017-8308
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 306B SEC 23 TUSCANY SUBD 0.0994 AC
Legal Subdivision	TUSCANY SUBDIVISION
Legal Phase	23
Legal Lot Number	306B
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5078
Census Tract	65300

Owner

3908 Volterra Ln, vacant land, is owned by two individuals who bought it in January 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20234 N 86TH ST, SCOTTSDALE, AZ 85255-9176
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Jun 10, 2025 · Amount on File
Deed Document Number	2026010671
Deed Book / Page	383 / 494
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 6, 2026
Property Address	3908 VOLTERRA LN, COVINGTON, KY 41017-8308
Document Number	0000000071
Book / Page	KC 383 / 494
Map Reference	MB 346 PG 329
Instrument Date	Dec 24, 2025
Instrument	26059000000071
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20234 N 8, SCOTTSDALE, AZ 85255

Mortgage

Document Number	0000000072
Date	Jan 6, 2026
Instrument	26059000000072

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Volterra Ln was $445.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (+733.33%) Land $67,500 Building $307,500	$375,000 (+733.33%) Land $67,500 Building $307,500
2025	$445.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3908 Volterra Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Volterra Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20