Highlands County property record for 3908 Simca St, Sebring, FL 33872 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,136 sqft Living Area |
| Lot Size | 10,406 sqft (0.238 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2021) |
| Tax Bill | $1,448.00 (2024) |
| Primary APN | C224801002300190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,136 sqft Living Area |
| 1st Floor | 1,011 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Slate Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,406 sqft (0.238 acres) |
| Depth X Width | 125 ft x 83 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 250 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C224801002300190 |
|---|---|
| Street Address | 3908 SIMCA ST |
| City | SEBRING |
| State | FL |
| Zip | 33872-3000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEBRING COUNTRY ESTATES PB 7-PG 34 LOT 19 BLK 23 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY ESTATES |
| Legal Block | 23 |
| Legal Lot Number | 19 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 960601 |
Source: Highlands County records · APN C224801002300190
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Dec 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GATEWAY FIRST BANK |
| Jan 07, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Prior Sale | May 21, 2002 · Amount on Record |
| Deed Doc Number | 2067132 |
| Deed Book / Page | 2869 / 1262 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Document Number | 0002160267 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2986/1964 |
| Instrument | 2160267 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 06, 2021 |
| Property Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Document Number | 0002067132 |
| Book / Page | 2869 / 1262 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2067132 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3908 SIMCA ST, 3908, SEBRING, FL 33872-3000 |
| Name | Verified Name |
|---|---|
| Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Document Number | 0028691264 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 2869/1264 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3908 SIMCA ST, SEBRING, FL 33872-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0001924082 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 2672/0746 |
| Instrument | 1924082 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,107 (+5.99%) | $129,224 (+6.91%) Land $20,750 Building $108,474 | |
| 2024 | $1,448.00 (+2.84%) | ||
| 2023 | $1,408.00 (-18.42%) Homeowner's exemption | $120,871 (+18.01%) Land $11,620 Building $109,251 | $120,871 (+18.01%) Land $11,620 Building $109,251 |
| 2022 | $1,726.00 | $102,427 Land $10,375 Building $92,052 | $102,427 Land $10,375 Building $92,052 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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