Jackson County property record for 3908 S Harbaugh Dr, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 904 sqft · built 1974 |
| Lot Size | 0.173 acres (7,542 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-330-04-40 |
| Primary APN | 34-330-04-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 264 sqft |
| Flooring | Carpet |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,542 sqft (0.173 acres) |
| Lot Dimensions | 112 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Deck Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 885795 |
|---|---|
| Street Address | 3908 S HARBAUGH DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRIAGE HILLS LOT 208 |
| Legal Subdivision | CARRIAGE HILLS |
| Legal Block | 2 |
| Legal Lot Number | 208 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14603 |
3908 S Harbaugh Dr is owned and occupied by two individuals who acquired it in November 2022.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2022 | Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 |
| Deed Sale | Nov 14, 2022 |
| Prior Sale | Jun 29, 2016 · Amount on File |
| Deed Document Number | 2022102336 |
| Prior Transfer Date | Sep 20, 2002 |
| Prior Transfer Doc | 0000093423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3908 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00E0034807 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022E0034807 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Nov 14, 2022 |
| Property Address | 3908 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015 |
| Document Number | 00E0102336 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022E0102336 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | KANSAS CITY TITLE, KANSAS CITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015 |
The 2025 property tax bill for 3908 S Harbaugh Dr was $2,187, down 1.3% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,905 (-) Land $4,902 Building $26,003 | $162,660 (-) | |
| 2025 | $2,187.00 (-1.26%) | $30,905 Land $4,902 Building $26,003 | $162,660 |
| 2024 | $2,215.00 (+2.12%) | ||
| 2023 | $2,169.00 | $36,149 Land $4,349 Building $31,800 | $190,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3908 S Harbaugh Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3908 S Harbaugh Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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