3908 S Florence Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3908 S Florence Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,530 sqft · built 2000
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$470,500 (Dec 2024)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-35-280-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-35-280-006-000`
Alternative APN	`68938`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,530 sqft Finished Area
1st Floor Area	1,530 sqft
Basement Area	1,490 sqft
Finished Basement	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	121 ft deep x 90.4 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	68938
Street Address	3908 S FLORENCE AVE
City	SIOUX FALLS
State	SD
Zip	57103-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 17 BRADY ESTATES EAST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BRADY ESTATES
Legal Block	17
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2016
Census Tract	1805

Owner

3908 S Florence Ave is owned and occupied by two individuals who bought it in December 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3908 S FLORENCE AVE, SIOUX FALLS, SD 57103-7267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Intrafamily Transfer, Transfer · Seller Carry-Back KIMBERLY HAMILTON ETAL
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	2024121941
Deed Book / Page	629-D / 643
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	DEED621/179
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 27, 2023
Property Address	3908 S FLORENCE AVE, SIOUX FALLS, SD 57103-7267
Document Number	DEED621/179
Book / Page	DEED 621 / 179
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 S FLORENCE AVE #357357, 357357, SAINT PETERSBURG, FL 33706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S FLORENCE AVE, SIOUX FALLS, SD 57103-7267

Mortgage

Document Number	MTG1972893
Date	Jul 27, 2023
Instrument	MTG 1972/893

Lender

Name	KIMBERLY HAMILTON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3908 S FLORENCE AVE, SIOUX FALLS, SD 57103-7267
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S FLORENCE AVE 5, 5, SIOUX FALLS, SD 57103-7267

Mortgage

Document Number	1949MTG/400
Date	Mar 28, 2022
Book Page	1949 MTG/400

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3908 S FLORENCE AVE, SIOUX FALLS, SD 57103-7267
Transaction Type	Mortgage
Record Updated	Oct 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/0925
Date	Aug 1, 2019
Book Page	1863 MTG/0925

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3908 S Florence Ave was $6,124, up 73.9% from the year before.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,424 (-11.77%) Land $40,846 Building $361,578	$402,424 Land $40,846 Building $361,578
2025	$6,124.00 (+73.93%)	$456,100 (+4.01%) Land $41,300 Building $414,800
2024	$3,521.00	$438,500 Land $41,300 Building $397,200
2022	$4,725.00	$315,200 Land $41,300 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 S Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 S Florence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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