3908 S Custer St, Spokane, WA 99223 Property Records

Spokane County property record for 3908 S Custer St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,951 sqft · built 1991
Lot Size	0.263 acres (11,440 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2020)
Tax Bill	$6,288 (2026)
Deeds & Mortgages	Jul 2026 Transfer May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35353.1807`

Property Details

APN / Parcel Number

Primary APN	`35353.1807`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,951 sqft Living Area
Gross Area	4,584 sqft
1st Floor Area	1,978 sqft
Basement Area	1,946 sqft
Finished Basement	973 sqft
Unfinished Basement	973 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,440 sqft (0.263 acres)
Lot Dimensions	130 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Patio Area	42 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3908 S CUSTER ST
City	SPOKANE
State	WA
Zip	99223-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MUIRFIELD ADDITION LT 7, BLK 2
Legal Range	43E
Legal Township	25N
Legal Section	35
Legal Subdivision	MUIRFIELD ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	13401

Owner

3908 S Custer St is owned and occupied by two individuals who acquired it in July 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit SALAL CU
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Dec 18, 2003 · Amount on File
Deed Document Number	20206927514
Last Transfer Date	Jul 22, 2026
Transfer Doc	0007505846
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2026
Property Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277
Document Number	0007505846
Instrument Date	Jul 22, 2026
Instrument	20267505846
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006802254
Date	May 2, 2019
Instrument	6802254

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99203

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006998916
Date	Nov 23, 2020
Instrument	6998916

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 5, 2020
Property Address	3908 S CUSTER ST, SPOKANE, WA 99223-1277
Document Number	0006927514
Instrument Date	Jun 2, 2020
Instrument	6927514
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S CUSTER ST SPOKANE WA 992231277, SPOKANE, WA 99223-1277

Mortgage

Document Number	6927515
Date	Jun 5, 2020
Instrument	6927515

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3908 S Custer St was $6,288, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,288.00 (+3.57%)	$600,600 Land $110,000 Building $490,600	$600,600 Land $110,000 Building $490,600
2025	$6,071.00
2024		$560,100 (+28.29%) Land $75,000 Building $485,100	$560,100 (+28.29%) Land $75,000 Building $485,100
2023	$5,500.00 (+6.75%)	$436,600 Land $60,000 Building $376,600	$436,600 Land $60,000 Building $376,600
2022	$5,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 S Custer St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 S Custer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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