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3908 Ocean Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 3908 Ocean Dr, Avalon, NJ 08202

Property Summary

Property TypeSingle Family Home
Details1,568 sqft · built 1986
Owner2 Individual Names on File
Last Sale$1,500,000 (Sep 2024)
Tax Bill$3,881 (2024)
Deeds & MortgagesSep 2024 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN01-00039-05-00070-01-C-W

Property Details

APN / Parcel Number

Primary APN01-00039-05-00070-01-C-W

Interior

Stories2 Stories
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Construction TypeFrame

Location & Zoning

Street Address3908 OCEAN DR, W
CityAVALON
StateNJ
Zip08202-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Description70.02,70.03
Legal Block39.5
Legal Lot Number70.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionAVALON
Census Block Group2
Census Block2044
Census Tract20902

Owner

3908 Ocean Dr is owned by two individuals who bought it in September 2024.

Source: Cape May County and Avalon Borough records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address180 TIMBER JUMP LN, MEDIA, PA 19063-1132
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2024Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2024 · Amount on File
Deed SaleSep 20, 2024 · Amount on File
Prior SaleMar 8, 2001 · Amount on File
Deed Document Number202447750
Deed Book / Page4187 / 301
Prior Transfer DateMar 13, 1990
Prior Transfer Doc2017000044
Record UpdatedSep 20, 2026

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateSep 20, 2024
Property Address3908 OCEAN DR, AVALON, NJ 08202-1607
Document Number0000047750
Book / PageD4187 / 301
Instrument DateSep 13, 2024
Instrument2024047750
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanySHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$306.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 VIEWPOINT DR, DOWNINGTOWN, PA 19335-1700

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 TIMBER JUMP LN, MEDIA, PA 19063-1132

Mortgage

Document Number0000047752
DateSep 20, 2024
Instrument2024047752
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address3908 OCEAN DR, AVALON, NJ 08202-1607
Document Number0163340331
Instrument DateFeb 5, 2021
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanySHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3908 OCEAN DR #W AVALON NJ 082021607, W, AVALON, NJ 08202-1607

Mortgage

Document Number0163340331
DateFeb 16, 2021
Book Page116334/000331
Instrument7914
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2051

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityAvalon Borough
Unified School DistrictAvalon Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$632,100 (-) Land $500,000 Building $132,100$632,100 (-) Land $500,000 Building $132,100
2025$632,100 Land $500,000 Building $132,100$632,100 Land $500,000 Building $132,100
2024$3,881.00
2023$632,100 (-) Land $500,000 Building $132,100$632,100 (-) Land $500,000 Building $132,100
2022$3,590.00 (+3.85%)$632,100 Land $500,000 Building $132,100$632,100 Land $500,000 Building $132,100
2021$3,457.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3908 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 692 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,308 units insured
incl. 616 condo units
Nearby Flood Claims932 (1979–2026)
Claims Outside the SFHA3 of 932
Most Recent ClaimFeb 2026 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 439 claims
  • Severe Coastal Storm, Jan 1992 · 53 claims
  • Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3908 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVALON WATER AND SEWERAGE UTILITIES
serves 39,839 people · EPA ID NJ0501001
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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