Montgomery County property record for 3908 Necco Ave, Dayton, OH 45406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1956 |
| Lot Size | 0.185 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,600 (Nov 2025) |
| Tax Bill | $837 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 12311 0023 |
| Primary APN | R72 12311 0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,102 sqft (0.185 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3908 NECCO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45406-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73616 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 300 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 12, 2024 | Limited Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Jan 12, 2024 | Limited Warranty Deed, Transfer |
| Jul 24, 2023 | Sheriff's Deed, Foreclosure |
| Jul 24, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2024 · Amount on Record |
| Deed Document Number | 2025-00063708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 10, 2025 |
| Property Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000063708 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025-00063708 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | AHTA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000063709 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025-00063709 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 12, 2024 |
| Property Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000001927 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024-00001927 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Name | Verified Name |
|---|---|
| Address | 321 COMPTON AVE, LAUREL, MD 20707-4329 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 12, 2024 |
| Property Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000001927 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024-00001927 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Name | Verified Name |
|---|---|
| Address | 321 COMPTON AVE, LAUREL, MD 20707-4329 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 24, 2023 |
| Property Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000037349 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 202300037349 |
| Transaction Type | Foreclosure |
| Record Updated | May 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 24, 2023 |
| Property Address | 3908 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000037349 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023-00037349 |
| Transaction Type | Foreclosure |
| Record Updated | May 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,950 (-) Land $3,890 Building $10,060 | ||
| 2024 | $837.00 (+2.45%) | $13,950 (-) Land $3,890 Building $10,060 | |
| 2023 | $817.00 (-19.82%) | $13,950 (+3.18%) Land $3,890 Building $10,060 | $39,860 (+3.18%) Land $11,110 Building $28,750 |
| 2022 | $1,019.00 | $13,520 Land $3,780 Building $9,740 | |
| 2020 | $38,630 Land $10,790 Building $27,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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