McLennan County property record for 3908 N 25th St, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 1955 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $111,400 (Jul 2011) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-021300-001700-3 |
| Primary APN | 48-021300-001700-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,884 sqft |
| Flooring | Wood |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 183 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,210 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3908 N 25TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | GUYTON B F TR LOT B9 BLOCK A ACRES .42 |
| Legal Subdivision | GUYTON B F TR |
| Legal Tract | BLOCK |
| Legal Block | A |
| Legal Lot Number | B9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3000 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit GENCO FEDERAL CREDIT UNION |
| Nov 12, 2025 | Gift Deed, Transfer |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit GENCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2011 · Amount on Record |
| Deed Sale | Jul 7, 2011 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Document Number | 201120300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 20, 2026 |
| Property Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Document Number | 0000012148 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202612148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012148, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202612148 |
| Name | GENCO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 13, 2036 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 12, 2025 |
| Property Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Document Number | 0000034852 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025034852 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 RABBIT RUN, WOODWAY, TX 76712-2839 |
| Name | Verified Name |
|---|---|
| Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3908 N 25TH ST, WACO, TX 76708-1586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN GUARANTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020384 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018020384 |
| Name | GENCO FCU |
|---|---|
| Type | Credit Union |
| Address | 07814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,155 (+6.19%) Land $41,530 Building $147,625 | $189,155 (-3.64%) Land $41,530 Building $147,625 | |
| 2025 | $2,162.00 (+0.89%) Homeowner's exemption | $178,124 (-8.54%) | $196,310 (+0.8%) Land $37,870 Building $158,440 |
| 2024 | $2,143.00 (+21.55%) | ||
| 2023 | $194,760 Land $37,870 Building $156,890 | $194,760 Land $37,870 Building $156,890 | |
| 2022 | $1,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 1997 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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