Hamilton County property record for 3908 Miami Rd, Cincinnati, OH 45227
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,398 sqft · built 1950 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,989 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0020-0433-00 |
| Primary APN | 527-0020-0433-00 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,398 sqft |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Street Address | 3908 MIAMI RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3705 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MIAMI RD 43.46 X 150.48 IRR PT LOT 1 TOWN OF MARIEMONT SQ 11 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3908 MIAMI RD, CINCINNATI, OH 45227-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2016 |
| Deed Sale | Jun 2, 2016 |
| Prior Sale | Oct 30, 2007 |
| Deed Document Number | 16-0048957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3908 MIAMI RD, CINCINNATI, OH 45227-3705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3908 MIAMI RD, CINCINNATI, OH 45227-3705 |
| Document Number | 0000004376 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 15085/1268 |
| Instrument | 2024-0004376 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3908 MIAMI RD, CINCINNATI, OH 45227-3705 |
| Document Number | 0000075374 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | HBI TITLE SERVICES INC, HBI TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3908 MIAMI RD CINCINNATI OH 452273705, CINCINNATI, OH 45227-3705 |
| Document Number | 0000075374 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 014222/002555 |
| Instrument | 75374 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234-1470 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,989.00 (+2.13%) | $98,434 (+%) Land $42,269 Building $56,165 | |
| 2024 | $9,781.00 (+7.24%) | $98,433 (-) Land $42,269 Building $56,164 | |
| 2023 | $9,121.00 (-4.74%) | $98,433 (+14.95%) Land $42,269 Building $56,164 | $281,240 (+14.96%) Land $120,770 Building $160,470 |
| 2022 | $9,575.00 | $85,628 Land $39,239 Building $46,389 | |
| 2020 | $244,650 Land $112,110 Building $132,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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