Collier County property record for 3908 Isla Ciudad Ct, Naples, FL 34109
| Property Type | Single Family Home |
|---|---|
| Details | 1,983 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Aug 2016) |
| Tax Bill | $3,691 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 694300 4154B06 |
| Primary APN | 694300 4154B06 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,983 sqft Living Area |
| 1st Floor Area | 1,983 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Concrete |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 3908 ISLA CIUDAD CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34109-0321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | VILLAGE WALK PHASE THREE LOT 415 |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 6 |
| Legal Subdivision | VILLAGE WALK PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 694300 |
| Legal Block | 4 |
| Legal Lot Number | 415 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10434 |
3908 Isla Ciudad Ct is owned and occupied by two individuals who bought it in August 2016.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 ISLA CIUDAD CT, NAPLES, FL 34109-0321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on File |
| Deed Sale | Aug 22, 2016 · Amount on File |
| Prior Sale | Jan 17, 2001 · Amount on File |
| Deed Document Number | 20165304044 |
| Deed Book / Page | 5306 / 1686 |
| Prior Transfer Date | Jan 10, 2007 |
| Prior Transfer Doc | 0041673637 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3908 Isla Ciudad Ct was $3,691 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,825 (+2.7%) | $571,114 (-0.04%) Land $296,827 Building $274,287 | |
| 2025 | $3,691.00 Homeowner's exemption | $400,024 | $571,325 Land $320,166 Building $251,159 |
| 2023 | $3,569.00 (-2.3%) Homeowner's exemption | $377,427 (+3%) | $629,867 (+8.65%) Land $307,098 Building $322,769 |
| 2022 | $3,653.00 Homeowner's exemption | $366,434 | $579,706 Land $236,694 Building $343,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3908 Isla Ciudad Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3908 Isla Ciudad Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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