3908 Hough Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 3908 Hough Rd, Charlotte, NC 28209

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 3,396 sqft · built 2023
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$1,685,000 (Apr 2026)
Deeds & Mortgages	Apr 2023 Construction Loan Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149-193-14`

Property Details

APN / Parcel Number

Primary APN	`149-193-14`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,396 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Other
Lot Area	8,756 sqft (0.201 acres)
Garage Area	648 sqft

Location & Zoning

Street Address	3908 HOUGH RD
City	CHARLOTTE
State	NC
Zip	28209-2553
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LB M71-996
Legal Lot Number	B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	3204

Owner

3908 Hough Rd, a townhouse, is owned and occupied by two individuals who bought it in April 2026.

Source: Mecklenburg County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Apr 17, 2026	Warranty Deed, Transfer HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INSURANCE AG
Dec 29, 2025	Intrafamily Transfer, Transfer
Apr 3, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Apr 3, 2024 · Amount on File
Deed Document Number	202639373
Deed Book / Page	40352 / 412
Prior Transfer Date	Nov 4, 2025
Prior Transfer Doc	0000133092
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 RUSTIC BARN DR, HUNTERSVILLE, NC 28078-3621

Mortgage

Document Number	0000032510
Date	Apr 11, 2023
Book Page	38049/648
Instrument	2023032510

Lender

Name	UNITED BANK
Type	Bank
Address	CLOVER, SC 29710

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 17, 2026
Property Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Document Number	0000039373
Book / Page	40352 / 412
Instrument Date	Apr 10, 2026
Instrument	2026.39373
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INSURANCE AG

Transaction

Amount	Amount on Record
Tax	$340,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Investor	Possibly a Property Investor

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 29, 2025
Property Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Document Number	0000133092
Book / Page	40102 / 510
Map Reference	MB 71 PG 996
Instrument Date	Nov 4, 2025
Instrument	2025133092
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 SANDCORD DR, INLET BEACH, FL 32461-7498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	230 SANDCORD DR, INLET BEACH, FL 32461-7498

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 3, 2024
Property Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553
Document Number	0000029741
Book / Page	38732 / 352
Map Reference	MB 71 PG 996
Instrument Date	Mar 20, 2024
Instrument	2024029741
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 34036, CHARLOTTE, NC 28234-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 HOUGH RD, CHARLOTTE, NC 28209-2553

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$1,030,700 Land $550,000 Building $480,700	$1,030,700 Land $550,000 Building $480,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Hough Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Hough Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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