3908 Holder Rd, Durham, NC 27703 Property Records

Durham County property record for 3908 Holder Rd, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1964
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2026)
Tax Bill	$2,262 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0850-18-8189`

Property Details

APN / Parcel Number

Primary APN	`0850-18-8189`
Alternative APNs	`0850-18-81-8915` `085001188188` `162757`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	226 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	3908 HOLDER RD
City	DURHAM
State	NC
Zip	27703-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FLETCHER HILLS/SEC:01/LT# 017-018 PL:000047-000047
Legal Subdivision	FLETCHER HLS
Legal Lot Number	17,18
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1808

Owner

3908 Holder Rd is owned and occupied by an individual who bought it in June 2026.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3908 HOLDER RD, DURHAM, NC 27703-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2026177382
Deed Book / Page	10564 / 725
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	0052700724
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 11, 2026
Property Address	3908 HOLDER RD, DURHAM, NC 27703-9501
Document Number	0000177382
Book / Page	10564 / 725
Instrument Date	Jun 11, 2026
Instrument	2026177382
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CLEAR COAST TITLE LLC, CLEAR COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 HOLDER RD, DURHAM, NC 27703-9501

Mortgage

Document Number	0000177383,
Date	Jun 11, 2026
Book Page	10564/728
Instrument	2026177383

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 28, 2020
Property Address	3908 HOLDER RD, DURHAM, NC 27703-9501
Document Number	0089560706
Book / Page	8956 / 706
Map Reference	MB 47 PG 47
Instrument Date	May 27, 2020
Instrument	2020019527
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 MASON RD, 703, DURHAM, NC 27712-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 HOLDER RD, DURHAM, NC 27703-9501

Mortgage

Document Number	2020019528
Date	May 28, 2020
Instrument	2020019528

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3908 Holder Rd was $2,262, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (+3.71%)	$306,517 (-) Land $125,400 Building $181,117	$306,517 (-) Land $125,400 Building $181,117
2025	$2,181.00	$306,517 Land $125,400 Building $181,117	$306,517 Land $125,400 Building $181,117
2023	$1,423.00 (+2.89%)	$136,232 Land $29,698 Building $106,534	$136,232 Land $29,698 Building $106,534
2022	$1,383.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3908 Holder Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Holder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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