3908 Gorman Ave, Waco, TX 76710 Property Records

McLennan County property record for 3908 Gorman Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1952
Lot Size	0.265 acres (11,536 sqft)
Owner	Individual Name on Record
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-038200-024800-8`

Property Details

APN / Parcel Number

Primary APN	`48-038200-024800-8`
Alternative APNs	`4803820002480080111` `190518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,866 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	11,536 sqft (0.265 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,501 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3908 GORMAN AVE
City	WACO
State	TX
Zip	76710-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 9 BLOCK S ACRES .2648
Legal Subdivision	SOUTH OVERLOOK
Legal Block	S
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 GORMAN AVE, WACO, TX 76710-5133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2017	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020
Deed Sale	Jun 10, 2020
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	202018921
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000018961
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3908 GORMAN AVE, WACO, TX 76710-5133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036883
Date	Oct 15, 2020
Instrument	2020036883

Lender

Name	BBVA USA
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2020
Property Address	3908 GORMAN AVE, WACO, TX 76710-5133
Document Number	0000018921
Instrument Date	Jun 10, 2020
Instrument	18921
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 GORMAN AVE WACO TX 767105133, WACO, TX 76710-5133

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 13, 2017
Property Address	3908 GORMAN AVE, WACO, TX 76710-5133
Document Number	0000018961
Instrument Date	Jun 12, 2017
Instrument	18961
Transaction Type	Transfer
Record Updated	Jun 22, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3908 GORMAN AVE WACO TX 767105133, WACO, TX 76710-5133

Mortgage

Document Number	18962
Date	Jun 13, 2017
Instrument	18962

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,460 (-5.69%) Land $28,493 Building $232,967	$261,460 (-5.69%) Land $28,493 Building $232,967
2025	$4,222.00 (-5.59%) Homeowner's exemption	$277,220 (+3.94%) Land $25,960 Building $251,260	$277,220 (+3.94%) Land $25,960 Building $251,260
2024	$4,472.00 (+13.42%)
2023		$266,700 Land $25,960 Building $240,740	$266,700 Land $25,960 Building $240,740
2022	$3,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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