3908 Garrison Ct, Monroe, NC 28110 Property Records

Union County property record for 3908 Garrison Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,638 sqft · built 2002
Lot Size	0.355 acres (15,464 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Nov 2024)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-336-415`

Property Details

APN / Parcel Number

Primary APN	`09-336-415`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	653 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,464 sqft (0.355 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3908 GARRISON CT
City	MONROE
State	NC
Zip	28110-6102
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#87 HAMILTON PLACE PH2 OPCG650
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	87
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2001
Census Tract	20401

Owner

3908 Garrison Ct, a rural home, is owned by a company that acquired it in May 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	11566 MACALLANO DR, CHARLOTTE, NC 28215-6040
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 4, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Document Number	202428600
Deed Book / Page	9021 / 761
Last Transfer Date	May 16, 2025
Transfer Doc	0000091349
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 7, 2021
Property Address	3908 GARRISON CT, MONROE, NC 28110-6102
Document Number	0008093654
Book / Page	8093 / 654
Map Reference	CAB G FILE 650&654
Instrument Date	May 6, 2021
Instrument	21838
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5302 FENNELL ST, 5302, INDIAN TRAIL, NC 28079-6526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3098 GARRISON COURT, MONROE, NC 28110

Mortgage

Document Number	0000021839
Date	May 7, 2021
Instrument	21839

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0008093676
Date	May 7, 2021
Book Page	8093/676
Instrument	21840

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	3908 GARRISON CT, MONROE, NC 28110-6102
Document Number	6900901
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 GARRISON CT MONROE NC 281106102, MONROE, NC 28110-6102

Mortgage

Document Number	6900901
Date	Mar 27, 2017
Book Page	006900/000901
Instrument	8276

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3908 GARRISON CT, MONROE, NC 28110-6102
Document Number	69011
Book / Page	006901 / 000001
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 GARRISON CT MONROE NC 281106102, MONROE, NC 28110-6102

Mortgage

Document Number	69011
Date	Mar 27, 2017
Book Page	006901/000001
Instrument	8277

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Garrison Ct was $2,716.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,700 (-) Land $75,000 Building $235,700	$310,700 (-) Land $75,000 Building $235,700
2025	$2,716.00	$310,700 Land $75,000 Building $235,700	$310,700 Land $75,000 Building $235,700
2023	$2,567.00	$235,400 Land $47,400 Building $188,000	$235,400 Land $47,400 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Garrison Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Garrison Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garrison Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures