3908 Florence Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3908 Florence Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1922
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2025)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0023-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0023-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	1,274 sqft
Basement Area	1,235 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3908 FLORENCE AVE
City	CINCINNATI
State	OH
Zip	45248-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	FLORENCE AVE 50 X 150 PT LOT 6 J WALTZ EST
Legal Subdivision	WALTZ EST
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2001
Census Tract	21001

Owner

Source: Hamilton County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 FLORENCE AVE, CINCINNATI, OH 45248-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	202544472
Deed Book / Page	15437 / 1851
Prior Transfer Date	Jan 29, 1999
Prior Transfer Doc	0000024381
Record Updated	Oct 29, 2026

November 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2023
Property Address	3908 FLORENCE AVE, CINCINNATI, OH 45248-3237
Document Number	0000081268
Book / Page	15044 / 425
Map Reference	CASE 121113
Instrument Date	Oct 20, 2023
Instrument	2023-0081268
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E 79TH ST APT 6P, 6P, NEW YORK, NY 10075-1070

Mortgage

Document Number	0000081269
Date	Nov 16, 2023
Instrument	2023-0081269

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (-18.09%)	$47,471 (-) Land $9,275 Building $38,196	$135,630 (-) Land $26,500 Building $109,130
2024	$3,102.00 (+59.16%)	$47,471 (-) Land $9,275 Building $38,196
2023	$1,949.00 (+50.5%) Homeowner's exemption	$47,471 (+56.84%) Land $9,275 Building $38,196	$135,630 (+56.83%) Land $26,500 Building $109,130
2022	$1,295.00 Homeowner's exemption	$30,268 Land $8,330 Building $21,938
2020			$86,480 Land $23,800 Building $62,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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