3908 E Keresan St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3908 E Keresan St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,153 sqft · built 1984
Lot Size	0.18 acres (7,880 sqft)
Owner	Individual Name on File
Last Sale	$349,500 (Nov 2019)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`301-29-166`

Property Details

APN / Parcel Number

Primary APN	`301-29-166`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,153 sqft

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,880 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3908 E KERESAN ST
City	PHOENIX
State	AZ
Zip	85044-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	AHWATUKEE FS-15 MCR 238-16
Legal Range	03E
Legal Township	01S
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	AHWATUKEE FS 15 LOT 4639-4682
Legal Lot Number	4777
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1010
Census Tract	116710

Owner

3908 E Keresan St is owned and occupied by an individual who bought it in November 2019.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 26, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 27, 2019	Warranty Deed, Transfer OPENDOOR W LLC
Jul 25, 2019	Warranty Deed, Transfer EMPIRE W TITLE AGENCY
Feb 4, 2019	Deed of Trust, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	20190918304
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831

Mortgage

Document Number	0000677629
Date	Nov 24, 2025
Instrument	20250677629

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831

Mortgage

Document Number	0001350873
Date	Dec 21, 2021
Instrument	20211350873

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831

Mortgage

Document Number	0000101678
Date	Feb 26, 2025
Instrument	20250101678

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000678004
Date	Jul 28, 2020
Instrument	20200678004

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2019
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Document Number	0000918304
Map Reference	MB 238 PG 16
Instrument Date	Nov 13, 2019
Instrument	20190918304
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12229 S CHINOOK CT, PHOENIX, AZ 85044-3005

Mortgage

Document Number	0000918305
Date	Nov 14, 2019
Instrument	20190918305

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2019
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Document Number	0000664512
Instrument Date	Aug 26, 2019
Instrument	664512
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	OPENDOOR W LLC

Transaction

Amount	Amount on Record
Tax	$345.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2019
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Document Number	0000565370
Instrument Date	Jul 25, 2019
Instrument	565370
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 E PECOS RD #119 GILBERT AZ 852958052, 119, GILBERT, AZ 85295-8052
Investor	Possibly a Property Investor

February 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E KERESAN ST, PHOENIX, AZ 85044-3831
Document Number	0000090466
Instrument Date	Feb 4, 2019
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	OTHER

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E KERESAN ST PHOENIX AZ 850443831, PHOENIX, AZ 85044-3831

Mortgage

Document Number	0000090466
Date	Feb 8, 2019
Instrument	90466

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3908 E Keresan St was $2,963.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,860	$518,600 Land $103,700 Building $414,900
2025	$2,963.00
2024		$49,310	$493,100 Land $98,600 Building $394,500
2023	$2,820.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3908 E Keresan St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 E Keresan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Tristate Wi-Fi by Wi-Fiber.

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