3908 Dunn Ave, Sebring, FL 33875 Property Records

Highlands County property record for 3908 Dunn Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,486 sqft · built 1987
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Dec 2020)
Tax Bill	$3,173 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C025805014800130`

Property Details

APN / Parcel Number

Primary APN	`C025805014800130`
Alternative APN	`C-02-35-28-050-1480-0130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	575 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Screened Vinyl Porch
Porch Area	464 sqft
Patio Area	990 sqft
Shed	1 Shed
Shed Area	140 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3908 DUNN AVE
City	SEBRING
State	FL
Zip	33875-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 N 1/2 LOT 13 + ALL LOT 14 BLK 148
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERRACE ADD SH 3
Legal Block	148
Legal Lot Number	13,14
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2023
Census Tract	961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1941 FLOWER TER, SEBRING, FL 33875-6004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Dec 2, 2020	Warranty Deed, Transfer CAPSTONE TITLE LLC
Jul 2, 2019	Quit Claim Deed, Transfer TIMIOS INC
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	20209077
Deed Book / Page	2787 / 989
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0001946805
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3908 DUNN AVE, SEBRING, FL 33875-4877
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001949323
Date	Jul 23, 2019
Book Page	2703/1984
Instrument	1949323

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 2, 2020
Property Address	3908 DUNN AVE, SEBRING, FL 33875-4877
Document Number	0002009077
Book / Page	002787 / 000989
Instrument Date	Dec 1, 2020
Instrument	2009077
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 FLOWER TER SEBRING FL 338756004, SEBRING, FL 33875-6004

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 2, 2019
Property Address	3908 DUNN AVE, SEBRING, FL 33875-4877
Document Number	0001946805
Book / Page	002700 / 001853
Instrument Date	Jun 2, 2019
Instrument	1946805
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	TIMIOS INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3908 DUNN AVE SEBRING FL 338754877, SEBRING, FL 33875-4877

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3908 DUNN AVE, SEBRING, FL 33875-4877
Document Number	0001847423
Book / Page	002572 / 001637
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 DUNN AVE SEBRING FL 338754877, SEBRING, FL 33875-4877

Mortgage

Document Number	0001847423
Date	Mar 28, 2017
Book Page	002572/001637
Instrument	1847423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,935 (+6.22%) Land $13,125 Building $208,810	$221,935 (+6.22%) Land $13,125 Building $208,810
2024	$3,173.00 (+11.33%)
2023	$2,850.00 (+7.02%)	$208,934 (+10.91%) Land $11,250 Building $197,684	$208,934 (+10.91%) Land $11,250 Building $197,684
2022	$2,663.00	$188,380 Land $6,750 Building $181,630	$188,380 Land $6,750 Building $181,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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