3908 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3908 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,944 sqft · built 2000
Lot Size	0.217 acres (9,456 sqft)
Owner	Trust Name on File
Last Sale	$358,500 (Oct 2000)
Tax Bill	$7,030 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`374-240-039-000`

Property Details

APN / Parcel Number

Primary APN	`374-240-039-000`
Alternative APN	`374-240-039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	9,456 sqft (0.217 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-240-039
Street Address	3908 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 751 WHITNEY OAKS MOR W-26
Legal Subdivision	WHITNEY OAKS PH 2B
Legal Lot Number	751
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1005
Census Tract	21122

Owner

3908 Coldwater Dr is owner-occupied and held in a trust since March 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3908 COLDWATER DR, ROCKLIN, CA 95765-4609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage PLAZA HOME MORTGAGE INC
Aug 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2000 · Amount on File
Deed Sale	Oct 30, 2000 · Amount on File
Deed Document Number	200081617
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000016457
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 3, 2023
Property Address	3908 COLDWATER DR, ROCKLIN, CA 95765-4609
Document Number	0000016457
Map Reference	MB W PG 26
Instrument Date	Mar 29, 2023
Instrument	2023-0016457
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 COLDWATER DR, ROCKLIN, CA 95765-4609

Mortgage

Document Number	0000016458
Date	Apr 3, 2023
Instrument	2023-0016458

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	728 Months
Due	Dec 28, 2083

Interest

Rate Type	Adjustable Rate
Rate	7.08%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 29, 2022
Property Address	3908 COLDWATER DR, ROCKLIN, CA 95765-4609
Document Number	0000067255
Map Reference	MB W PG 26
Instrument Date	Jul 14, 2022
Instrument	2022-0067255
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 COLDWATER DR, ROCKLIN, CA 95765-4609

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Coldwater Dr was $7,030 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,793 (+2%) Land $115,260 Building $470,533
2025	$7,030.00 Homeowner's exemption	$574,307 Land $113,000 Building $461,307
2023	$6,825.00 (+2.69%) Homeowner's exemption	$552,008 Land $108,613 Building $443,395
2022	$6,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3908 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Coldwater Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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