Durham County property record for 3908 Chippenham Rd, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,840 sqft · built 1995 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,000 (Jun 2007) |
| Tax Bill | $12,491 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-98-8662 |
| Primary APN | 0709-98-8662 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,840 sqft Heated Area |
| 1st Floor Area | 1,721 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3908 CHIPPENHAM RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-5093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | NEW HOPE VALLEY 02/PH:07/ LT#03 PL:000126-000103 |
| Legal Subdivision | HPVL NEW 02 P-07 |
| Legal Phase | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2008 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3908 CHIPPENHAM RD, DURHAM, NC 27707-5093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2007 · Amount on Record |
| Deed Sale | Jun 28, 2007 · Amount on Record |
| Prior Sale | Mar 31, 2005 · Amount on Record |
| Deed Book / Page | 5662 / 135 |
| Prior Transfer Date | Nov 17, 2004 |
| Prior Transfer Doc | 0046180102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3908 CHIPPENHAM RD, DURHAM, NC 27707-5093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0087670006 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 8767/006 |
| Instrument | 2019036150 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3908 CHIPPENHAM RD, DURHAM, NC 27707-5093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0090800337 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 9080/337 |
| Instrument | 2020040923 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,491.00 (+2.52%) | $1,229,107 (-) Land $402,750 Building $826,357 | $1,229,107 (-) Land $402,750 Building $826,357 |
| 2025 | $12,184.00 (+34.96%) | $1,229,107 (+78.33%) Land $402,750 Building $826,357 | $1,229,107 (+78.33%) Land $402,750 Building $826,357 |
| 2023 | $9,028.00 (+2.35%) | $689,242 Land $178,600 Building $510,642 | $689,242 Land $178,600 Building $510,642 |
| 2022 | $8,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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