Hamilton County property record for 3908 Cherry St, Cincinnati, OH 45223
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,456 sqft · built 1890 |
| Lot Size | 0.059 acres (2,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Aug 2023) |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 194-0011-0208-00 |
| Primary APN | 194-0011-0208-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 576 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,570 sqft (0.059 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3908 CHERRY ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45223-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ML |
| Legal Description | 3908 CHERRY ST 25 X 100 LOT 339 E KNOWLTONS SUB |
| Legal Subdivision | KNOWLTONS SUB |
| Legal Lot Number | 339 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 27700 |
Source: Hamilton County records · APN 194-0011-0208-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Feb 15, 2019 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Oct 10, 2018 | Trustee's Deed, Construction Loan · Line of Credit NORTH SIDE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Document Number | 202361494 |
| Deed Book / Page | 14990 / 1921 |
| Prior Transfer Date | Jun 05, 2009 |
| Prior Transfer Doc | 0000000618 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2023 |
| Property Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Document Number | 0000061494 |
| Book / Page | 14990 / 1921 |
| Map Reference | MB 1 PG 226 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-0061494 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Document Number | 0000061495 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-0061495 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2021 |
| Property Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Document Number | 0000033657 |
| Book / Page | 14376 / 1958 |
| Map Reference | MB 1 PG 226 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-0033657 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Document Number | 0000033658 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0033658 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Document Number | 0000022232 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1718 BLUE ROCK ST CINCINNATI OH 452232552, CINCINNATI, OH 45223-2552 |
| Document Number | 0000022232 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 013882/001470 |
| Instrument | 22232 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 801 PLUM ST # 214, CINCINNATI, OH 45202-5705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 10, 2018 |
| Property Address | 3908 CHERRY ST, CINCINNATI, OH 45223-2526 |
| Book / Page | 013771 / 001341 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 90262 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1718 BLUE ROCK ST CINCINNATI OH 452232552, CINCINNATI, OH 45223-2552 |
| Document Number | 0000090262 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 013771/001341 |
| Instrument | 90262 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223-0128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 09, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $696.00 (+3.11%) | $101,500 (-) Land $10,353 Building $91,147 | $290,000 (-) Land $29,580 Building $260,420 |
| 2024 | $675.00 (-2.17%) | $101,500 (-) Land $10,353 Building $91,147 | |
| 2023 | $690.00 (+59.72%) | $101,500 (%) Land $10,353 Building $91,147 | $290,000 (-) Land $29,580 Building $260,420 |
| 2022 | $432.00 Homeowner's exemption | $101,501 Land $5,352 Building $96,149 | |
| 2020 | $290,000 Land $15,290 Building $274,710 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures