3908 Bess Rd, Jacksonville, FL 32277 Property Records

Duval County property record for 3908 Bess Rd, Jacksonville, FL 32277

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,668 sqft · built 1964
Lot Size0.227 acres (9,900 sqft)
OwnerIndividual Name on File
Last Sale$103,000 (Feb 2016)
Tax Bill$2,166 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN111777-0000

Property Details

APN / Parcel Number

Primary APN111777-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,668 sqft Living Area
Gross Area2,490 sqft
1st Floor Area1,668 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions110 ft deep x 90 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3908 BESS RD
CityJACKSONVILLE
StateFL
Zip32277-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description30-27 51-1S-27E FT CAROLINE CLUB ESTATES UNIT 04 LOT 272
Legal Range27E
Legal Township01S
Legal Section51
Legal SubdivisionFORT CAROLINE CLUB EST 04
Legal Lot Number272
Legal Unit4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group2
Census Block2003
Census Tract14702

Owner

3908 Bess Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3908 BESS RD, JACKSONVILLE, FL 32277-2121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2016 · Amount on File
Deed SaleFeb 10, 2016 · Amount on File
Prior SaleJan 28, 2014 · Amount on File
Deed Document Number201630937
Deed Book / Page17457 / 439
Last Transfer DateOct 27, 2021
Transfer Doc0201301340
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateFeb 2, 2022
Property Address3908 BESS RD, JACKSONVILLE, FL 32277-2121
Document Number0201301340
Book / Page20130 / 1340
Map ReferenceMB 30 PG 27
Instrument DateOct 27, 2021
Instrument2022032665
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyVYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16356 BAMBOO BLUFF CT, 16356, JACKSONVILLE, FL 32218-1495

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 BESS RD, JACKSONVILLE, FL 32277-2121

Mortgage

Document Number0201301342
DateFeb 2, 2022
Instrument20130/1342
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Bess Rd was $2,166 with a homeowner's exemption, up 11.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,805 (+2.7%)$245,540 (-0.43%) Land $58,623 Building $186,917
2025$2,166.00 (+11.59%) Homeowner's exemption$141,972$246,593 Land $57,960 Building $188,633
2024$1,941.00 (+3.24%)
2023$1,880.00 (+9.81%) Homeowner's exemption$133,953 (+3%)$237,419 (+12.77%) Land $53,820 Building $183,599
2022$1,712.00 Homeowner's exemption$130,052$210,535 Land $49,680 Building $160,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Bess Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1980–2022)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Bess Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bess Rd

Nearby Streets

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