Harris County property record for 3908 Arnold St, Houston, TX 77005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,708 sqft · built 2000 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,612,625 (Apr 2026) |
| Tax Bill | $28,309 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-027-000-0011 |
| Primary APN | 056-027-000-0011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,708 sqft Living Area |
| 1st Floor Area | 1,715 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,840 sqft (0.157 acres) |
| View / Lot | Neighborhood |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0560270000011 |
|---|---|
| Street Address | 3908 ARNOLD ST |
| City | HOUSTON |
| State | TX |
| Zip | 77005-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 BLK 5 COLLEGEVIEW SEC 3 |
| Legal Subdivision | COLLEGEVIEW SEC 3 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 412400 |
3908 Arnold St is owned and occupied by two individuals who bought it in April 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION |
| Feb 10, 2017 | Deed of Trust, Mortgage · ARM ZB NA |
| Sep 27, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 9, 2018 | Warranty Deed, Transfer OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Aug 9, 2018 |
| Deed Document Number | 2026168002 |
| Prior Transfer Date | May 2, 2016 |
| Prior Transfer Doc | 0000195638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 30, 2026 |
| Property Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Document Number | 0000168002 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.168002 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Document Number | 0000168003, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..168003 |
| Name | ALLIANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000059625 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 20170059625 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | OLD REPUBLIC TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000442284 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018-442284 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | ITC |
| Name | Verified Name |
|---|
| Document Number | 0000401604 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-401604 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 9, 2018 |
| Property Address | 3908 ARNOLD ST, HOUSTON, TX 77005-2038 |
| Document Number | 0000362391 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 362391 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 ARNOLD ST HOUSTON TX 770052038, HOUSTON, TX 77005-2038 |
The 2025 property tax bill for 3908 Arnold St was $28,309, down 2.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | West University Place City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,396,145 (+23.07%) Land $991,800 Building $1,404,345 | $2,396,145 (+23.07%) Land $991,800 Building $1,404,345 | |
| 2025 | $28,309.00 (-2.65%) Homeowner's exemption | $1,946,944 Land $991,800 Building $955,144 | $1,946,944 Land $991,800 Building $955,144 |
| 2024 | $29,080.00 | ||
| 2023 | $1,937,012 Land $957,600 Building $979,412 | $1,937,012 Land $957,600 Building $979,412 | |
| 2022 | $25,574.00 | ||
| 2020 | $26,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3908 Arnold St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 200 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 200 in force |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 18 of 19 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3908 Arnold St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 947 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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