Cleveland County property record for 3908 Annalane Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,030 sqft · built 1999 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $6,161 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29WAR#3 1 3001 |
| Primary APN | NC29WAR#3 1 3001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| 1st Floor Area | 2,287 sqft |
| 2nd Floor Area | 743 sqft |
| Storm Shelter | Storm Shelter |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Porch | Porch |
| Porch Area | 276 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 48077 |
|---|---|
| Old Parcel Number | 48077 |
| Street Address | 3908 ANNALANE DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WARWICK 3 LT 3 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 15 |
| Legal Quarter | SE |
| Legal Subdivision | WARWICK 3 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201514 |
3908 Annalane Dr is owned and occupied by an individual who bought it in April 2022.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3908 ANNALANE DR, NORMAN, OK 73072-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| May 23, 2018 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Prior Sale | Aug 31, 2012 · Amount on File |
| Deed Document Number | R 2022 13799 |
| Deed Book / Page | 6411 / 869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 18, 2022 |
| Property Address | 3908 ANNALANE DR, NORMAN, OK 73072-2244 |
| Document Number | R202213799 |
| Book / Page | 6411 / 869 |
| Instrument Date | Apr 13, 2022 |
| Instrument | R 2022 13799 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3906 ANNALANE DR, NORMAN, OK 73072-2244 |
| Document Number | R202213800 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | R 2022 13800 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3908 ANNALANE DR, NORMAN, OK 73072-2244 |
| Document Number | 0000027173 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3908 ANNALANE DR NORMAN OK 730722244, NORMAN, OK 73072-2244 |
| Document Number | 0000027173 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 005837/001039 |
| Instrument | 27173 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3908 ANNALANE DR, NORMAN, OK 73072-2244 |
| Document Number | 0000027172 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3908 ANNALANE DR NORMAN OK 730722244, NORMAN, OK 73072-2244 |
| Document Number | 0000027172 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 005837/001030 |
| Instrument | 27172 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 3908 Annalane Dr was $6,161.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,161.00 | $51,346 Land $8,381 Building $42,965 | $427,886 Land $69,846 Building $358,040 |
| 2023 | $5,969.00 | $49,697 Land $7,073 Building $42,624 | $414,148 Land $58,947 Building $355,201 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3908 Annalane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3908 Annalane Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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