Manatee County property record for 3908 69th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1984 |
| Lot Size | 0.315 acres (13,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Dec 2018) |
| Tax Bill | $2,045 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6729-0070-1 |
| Primary APN | 6729-0070-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,700 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 240 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0672900701 |
|---|---|
| Street Address | 3908 69TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOT 14 CHRISTY LEES REPLAT PI#6729.0070/1 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 29 |
| Legal Subdivision | CHRISTY LEES REPLAT |
| Legal Tract | 00672900 |
| Legal Lot Number | 14 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1915 |
3908 69th St E is owned and occupied by two individuals who bought it in December 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 69TH ST E, PALMETTO, FL 34221-8886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HM MTG |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HM MTG |
| Dec 7, 2018 | Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Deed Document Number | 2018121887 |
| Deed Book / Page | 2759 / 3282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3908 69TH ST E, PALMETTO, FL 34221-8886 |
| Document Number | 0041130404 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | BARNES WALKER TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3908 69TH ST E PALMETTO FL 342218886, PALMETTO, FL 34221-8886 |
| Document Number | 0041130404 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 41130404 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3908 69TH ST E, PALMETTO, FL 34221-8886 |
| Document Number | 0041007169 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | BARNES WALKER TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3908 69TH ST E PALMETTO FL 342218886, PALMETTO, FL 34221-8886 |
| Document Number | 0041007169 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 41007169 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 7, 2018 |
| Property Address | 3908 69TH ST E, PALMETTO, FL 34221-8886 |
| Document Number | 0027593282 |
| Book / Page | 2759 / 3282 |
| Map Reference | MB21 PG43 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 201841121887 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2168 OLD DALTON RD NE, 2168, ROME, GA 30165-9010 |
| Name | Verified Name |
|---|---|
| Address | 3908 69TH ST E, PALMETTO, FL 34221-8886 |
| Investor | Possibly a Property Investor |
| Document Number | 201841121888 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 201841121888 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,637 (+2.7%) | $250,547 (-0.03%) Land $50,150 Building $200,397 | |
| 2025 | $177,835 | $250,623 Land $50,150 Building $200,473 | |
| 2024 | $2,045.00 (+2.05%) | ||
| 2023 | $2,004.00 (+3.35%) Homeowner's exemption | $167,789 (+3%) | $260,553 (+12.6%) Land $30,600 Building $229,953 |
| 2022 | $1,939.00 Homeowner's exemption | $162,902 | $231,405 Land $30,000 Building $201,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3908 69th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3908 69th St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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