3908 112th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3908 112th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,811 sqft · built 2024
Lot Size0.188 acres (8,174 sqft)
Owner2 Individual Names on Record
Last Sale$359,990 (Jan 2025)
Tax Bill$2,926 (2024)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6123-0205-9

Property Details

APN / Parcel Number

Primary APN6123-0205-9

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,811 sqft Living Area
Gross Area2,356 sqft
1st Floor Area1,811 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,174 sqft (0.188 acres)
View / LotLake Front
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3908 112TH ST E
CityPALMETTO
StateFL
Zip34221-2987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 100, MANDARIN GROVE PH I PI #6123.0205/9
Legal SubdivisionMANDARIN GROVE PH I
Legal Lot Number100
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group2
Census Block2027
Census Tract1915

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3908 112TH ST E, PALMETTO, FL 34221-2987
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Deed Document Number202512748
Record UpdatedSep 20, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJan 30, 2025
Property Address3908 112TH ST E, PALMETTO, FL 34221-2987
Document Number0041012748
Map ReferenceMB 78 PG 1-13
Instrument DateJan 29, 2025
Instrument202541012748
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3908 112TH ST E, PALMETTO, FL 34221-2987

Mortgage

Document Number0041012749
DateJan 30, 2025
Instrument202541012749
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,155 (-0.8%) Land $65,025 Building $254,130$319,155 (-0.8%) Land $65,025 Building $254,130
2025$321,722 Land $65,025 Building $256,697$321,722 Land $65,025 Building $256,697
2024$2,926.00 (-46.84%)
2023$5,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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