3907 Waring Rd, #4, Oceanside, CA 92056 Property Records

San Diego County property record for 3907 Waring Rd, #4, Oceanside, CA 92056

Property Summary

Property Type	Condominium Offices
Details	2,070 sqft · built 1985
Lot Size	0.71 acres (30,917 sqft)
Owner	Company Name on File
Last Sale	$510,000 (Sep 2026)
Tax Bill	$4,691 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-560-21-04`

Property Details

APN / Parcel Number

Primary APN	`166-560-21-04`

Interior

Building Area	2,070 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	30,917 sqft (0.71 acres)

Location & Zoning

Street Address	3907 WARING RD, 4
City	OCEANSIDE
State	CA
Zip	92056-4454
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Local Zoning Code	CP
Legal Description	PAR 1 US 4 PER DOC84-060341&FRACTL INT IN TR PM12487
Legal Subdivision	TRI-CITY MEDICAL PARK
Legal Tract	12487
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	18518

Owner

3907 Waring Rd, #4 is owned by a company that bought it in September 2026.

Source: San Diego County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	2214 MICHELTORENA ST, LOS ANGELES, CA 90039-3021
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Conventional Mortgage MANDALAY MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage STARWOOD MORTGAGE CAPITAL LLC
Aug 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Nov 19, 2001
Deed Document Number	2026267829
Prior Transfer Date	Sep 9, 2006
Prior Transfer Doc	0000670956
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	3907 WARING RD, 4, OCEANSIDE, CA 92056-4454
Document Number	0000267829
Instrument Date	Mar 2, 2026
Instrument	2026267829
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,661.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2214 MICHELTORENA ST, LOS ANGELES, CA 90039-3021

Mortgage

Document Number	0000267830,
Date	Sep 14, 2026
Instrument	2026267830

Lender

Name	MANDALAY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Oct 1, 2028

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3907 WARING RD STE 4, 4, OCEANSIDE, CA 92056-4454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631785
Date	Oct 16, 2020
Instrument	2020-0631785

Lender

Name	STARWOOD MORTGAGE CAPITAL LLC
Type	Mortgage Company
Address	MIAMI BEACH, FL 33139

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2017
Property Address	3907 WARING RD STE 4, 4, OCEANSIDE, CA 92056-4454
Instrument Date	Aug 17, 2017
Instrument	400703
Transaction Type	Construction Loan
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	499 N EL CAMINO REAL #202 ENCINITAS CA 920241366, 202, ENCINITAS, CA 92024-1366

Mortgage

Document Number	0000400703
Date	Aug 31, 2017
Instrument	400703

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	12220 EL CAMINO REAL # 220, SAN DIEGO, CA 92130-2091

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Waring Rd, #4 was $4,691.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,594 (+2%) Land $139,267 Building $255,327
2025	$4,691.00	$386,858 Land $136,537 Building $250,321
2023	$4,286.00 (+0.26%)	$371,837 Land $131,236 Building $240,601
2022	$4,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3907 Waring Rd, #4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Waring Rd, #4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile.

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