3907 W Liberty St, Cincinnati, OH 45205 Property Records

Hamilton County property record for 3907 W Liberty St, Cincinnati, OH 45205

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,353 sqft · built 1904
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Sep 2020)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-0074-0315-00`

Property Details

APN / Parcel Number

Primary APN	`179-0074-0315-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,353 sqft Finished Area
1st Floor Area	1,035 sqft
2nd Floor Area	903 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	903 sqft

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3907 W LIBERTY ST
City	CINCINNATI
State	OH
Zip	45205-1409
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	50 X 117.50 LOT 37-38 CEDAR GROVE L&BASSN NO 1 SUB PAR 315-316CONS
Legal Subdivision	ASSN 1 SUB
Legal Lot Number	37-38 38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9700

Owner

3907 W Liberty St, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3907 W LIBERTY ST, CINCINNATI, OH 45205-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Feb 24, 2010 · Amount on File
Deed Document Number	2020-0095899
Deed Book / Page	14257 / 1207
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2020
Property Address	3907 W LIBERTY ST, CINCINNATI, OH 45205-1409
Document Number	0000095899
Book / Page	014257 / 001207
Instrument Date	Sep 14, 2020
Instrument	95899
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 W LIBERTY ST CINCINNATI OH 452051409, CINCINNATI, OH 45205-1409

Mortgage

Document Number	95900
Date	Sep 21, 2020
Book Page	014257/001209
Instrument	95900

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3907 W Liberty St was $1,755, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (+1.86%)	$27,965 (+%) Land $5,155 Building $22,810
2024	$1,723.00 (-1.32%)	$27,964 (-) Land $5,155 Building $22,809
2023	$1,746.00 (+31.57%)	$27,964 (+46.73%) Land $5,155 Building $22,809	$79,900 Land $14,730 Building $65,170
2022	$1,327.00 Homeowner's exemption	$19,058 Land $5,121 Building $13,937
2020			$54,450 Land $14,630 Building $39,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3907 W Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3907 W Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20