3907 Upper Lake Cir, Granbury, TX 76049 Property Records

Hood County property record for 3907 Upper Lake Cir, Granbury, TX 76049

Property Summary

Property TypeSingle Family Home
Details2,468 sqft · built 2018
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Tax Bill$2,316 (2026)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN17489.001.0018.0

Property Details

APN / Parcel Number

Primary APN17489.001.0018.0

Interior

Stories1 Story
Building Area2,468 sqft Living Area
1st Floor Area2,468 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area22,216 sqft (0.51 acres)
Garage TypeMixed
Garage Area1,076 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area366 sqft

Location & Zoning

Street Address3907 UPPER LAKE CIR
CityGRANBURY
StateTX
Zip76049-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES: 0.510 LOT: 18 BLK: A SUBD: LAKES AT TIMBER COVE
Legal SubdivisionLAKES AT TIMBER COVE
Legal BlockA
Legal Lot Number18
JurisdictionHOOD TX
Township / Civil DivisionGRANBURY EAST
Census Block Group2
Census Block2025
Census Tract160214

Owner

3907 Upper Lake Cir is owned and occupied by two individuals.

Source: Hood County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address3907 UPPER LAKE CIR, GRANBURY, TX 76049-5015
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOOD TX
Property Address3907 UPPER LAKE CIR, GRANBURY, TX 76049-5015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001753
DateFeb 14, 2019
Instrument2019-0001753
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3907 Upper Lake Cir was $2,316, down 17.1% from the year before.

Source: Hood County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHood County
Unified School DistrictGranbury Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,316.00 (-17.14%)$566,550 (+4.7%) Land $60,000 Building $506,550$566,550 (+4.7%) Land $60,000 Building $506,550
2025$2,795.00$541,130 Land $60,000 Building $481,130$541,130 Land $60,000 Building $481,130
2023$3,047.00 Homeowner's exemption Senior Citizen's exemption$636,680 Land $60,000 Building $576,680$636,680 Land $60,000 Building $576,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Upper Lake Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 2, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Upper Lake Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON MUD
serves 20,458 people · EPA ID TX1110007
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityCadmium
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting28
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
United Electric Cooperative Services
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

May also be available: Element8, T-Mobile, Verizon.

Nearby Properties on Upper Lake Cir

Nearby Streets

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