Story County property record for 3907 Ross Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,096 sqft · built 1978 |
| Lot Size | 0.299 acres (13,014 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $282,500 (Sep 2023) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Sep 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-103-030 |
| Primary APN | 09-05-103-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,014 sqft (0.299 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3907 ROSS RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | UNION ADD LOT 18 & W4' LOT 17 & E3' LOT 19 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 05 |
| Legal Subdivision | THE UNION ADD |
| Legal Lot Number | 17-19 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 600 |
3907 Ross Rd is owner-occupied and held in a trust since April 2026.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3907 ROSS RD, AMES, IA 50014-3830 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 14, 2023 | Legal Action/Court Order, Foreclosure · Conventional Mortgage PREMIER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Prior Sale | Apr 19, 2013 · Amount on File |
| Deed Document Number | 20236518 |
| Last Transfer Date | Apr 4, 2026 |
| Transfer Doc | 0000002693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 6, 2026 |
| Property Address | 3907 ROSS RD, AMES, IA 50014-3830 |
| Document Number | 0000002693 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20262693 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3907 ROSS RD, AMES, IA 50014-3830 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 14, 2023 |
| Property Address | 3907 ROSS RD, AMES, IA 50014-3830 |
| Document Number | 0202306518 |
| Instrument Date | Sep 10, 2023 |
| Instrument | 2023-06518 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3907 ROSS RD, AMES, IA 50014-3830 |
| Document Number | 0202306519 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023-06519 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 3907 Ross Rd was $4,242 with a homeowner's exemption, up 7.1% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 (+7.12%) Homeowner's exemption | $319,400 Land $65,100 Building $254,300 | $319,400 Land $65,100 Building $254,300 |
| 2024 | $3,960.00 | ||
| 2023 | $283,200 Land $54,200 Building $229,000 | $283,200 Land $54,200 Building $229,000 | |
| 2022 | $3,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3907 Ross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3907 Ross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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