Hillsborough County property record for 3907 Rolling Terrace Ln, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 1993 |
| Lot Size | 0.378 acres (16,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Jul 2024) |
| Tax Bill | $8,274 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087498-7710 |
| Primary APN | 087498-7710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 4,054 sqft |
| 1st Floor Area | 2,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Masonry/Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,457 sqft (0.378 acres) |
| Lot Dimensions | 170 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 540 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 607 sqft |
| Deck Area | Deck Area |
| Patio Area | 690 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874987710 |
|---|---|
| Street Address | 3907 ROLLING TERRACE LN |
| City | VALRICO |
| State | FL |
| Zip | 33596-8424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LITHIA RIDGE PHASE II LOT 31 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | LITHIA RIDGE PHASE II |
| Legal Phase | II |
| Legal Tract | 36S |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13208 |
3907 Rolling Terrace Ln is owned and occupied by two individuals who bought it in July 2024.
Source: Hillsborough County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3907 ROLLING TERRACE LN, VALRICO, FL 33596-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on File |
| Deed Sale | Jul 24, 2024 · Amount on File |
| Prior Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 2024313329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3907 ROLLING TERRACE LN, VALRICO, FL 33596-8424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3907 ROLLING TERRACE LN, VALRICO, FL 33596-8424 |
| Document Number | 0000104799 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026104799 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3907 ROLLING TERRACE LN, VALRICO, FL 33596-8424 |
| Document Number | 0000499202 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3907 ROLLING TERRACE LN VALRICO FL 335968424, VALRICO, FL 33596-8424 |
| Document Number | 0000499202 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 499202 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 30, 2040 |
The 2025 property tax bill for 3907 Rolling Terrace Ln was $8,274 with a homeowner's exemption, up 55.1% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,540 (+1.72%) Land $159,953 Building $301,587 | $461,540 (+1.72%) Land $159,953 Building $301,587 | |
| 2025 | $8,274.00 (+55.15%) Homeowner's exemption | $453,742 Land $159,953 Building $293,789 | $453,742 Land $159,953 Building $293,789 |
| 2024 | $5,333.00 (+3.55%) | ||
| 2023 | $5,150.00 (+4.5%) Homeowner's exemption | $300,786 (+3%) | $425,504 (-2.12%) Land $143,958 Building $281,546 |
| 2022 | $4,928.00 Homeowner's exemption | $292,025 | $434,730 Land $143,958 Building $290,772 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3907 Rolling Terrace Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3907 Rolling Terrace Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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