3907 Ridgetop, Anacortes, WA 98221 Property Records

Skagit County property record for 3907 Ridgetop, Anacortes, WA 98221

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,321 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$796,910 (Sep 2026)
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 1 more
APN	`4678-000-002-0000`

Property Details

APN / Parcel Number

Primary APN	`4678-000-002-0000`
Alternative APN	`P109079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,435 sqft
Basement Area	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	160 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3907 RIDGETOP
City	ANACORTES
State	WA
Zip	98221-4432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2, BUILDING 1, THE RIDGE CONDOMINIUM PHASES 1 AND 2, A CONDOMINIUM, ACCORDING TO DECLARATION THEREOF RECORDED UNDER AUDITORS FILE NO. 9607170029, AS AMENDED BY SUPPLEMENTAL DECLARATION RECORDED MAY 1, 1997 AND FEBRUARY 6, 1998, UNDER AUDITORS FI
Legal Range	01
Legal Township	35
Legal Section	25
Legal Subdivision	RIDGE CONDO
Legal Phase	1
Legal Block	2
Legal Lot Number	2
Legal Unit	1-2
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	2
Census Block	2002
Census Tract	940401

Owner

3907 Ridgetop, a condominium, is owned by two individuals who bought it in September 2026.

Source: Skagit County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2870 FISCHER STORE RD, WIMBERLEY, TX 78676-6600
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION
Jun 16, 2026	Warranty Deed, Transfer LAND TITLE
Nov 21, 2019	Warranty Deed, Transfer LAND TITLE AND ESCROW/SKAGIT AND ISLAND COUNTY, LAND TITLE & ESCROW/SKAGIT & I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jun 16, 2026 · Amount on File
Deed Document Number	20269
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Sep 25, 2026
Property Address	3907 RIDGETOP, ANACORTES, WA 98221-4432
Document Number	0000000009
Instrument Date	Sep 21, 2026
Instrument	20269
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,433,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 FISCHER STORE RD, WIMBERLEY, TX 78676-6600

Mortgage

Document Number	0000000010,
Date	Sep 25, 2026
Instrument	20262510

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jun 16, 2026
Property Address	3907 RIDGETOP, ANACORTES, WA 98221-4432
Document Number	0000000054
Instrument Date	Jun 13, 2026
Instrument	202654
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Tax	$1,370,267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3907 RIDGETOP, ANACORTES, WA 98221-4432

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Nov 21, 2019
Property Address	3907 RIDGETOP, ANACORTES, WA 98221-4432
Document Number	0011210097
Instrument Date	Nov 19, 2019
Instrument	11210097
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	LAND TITLE AND ESCROW/SKAGIT AND ISLAND COUNTY, LAND TITLE & ESCROW/SKAGIT & I

Transaction

Amount	Amount on Record
Tax	$11,308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3907 RIDGETOP ANACORTES WA 982214432, ANACORTES, WA 98221-4432

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Ridgetop was $6,619.

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,619.00	$845,300 Land $388,500 Building $456,800	$845,300 Land $388,500 Building $456,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3907 Ridgetop.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Ridgetop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: City of Anacortes, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgetop

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