Osceola County property record for 3907 Pemberly Pines Cir, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,268 sqft · built 2006 |
| Lot Size | 0.037 acres (1,655 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $293 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 129500 |
| Primary APN | 129500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,268 sqft Heated Area |
| Gross Area | 1,541 sqft |
| Upper Floors Area | 1,203 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,655 sqft (0.037 acres) |
| Garage Type | Finished |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 17 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 129500 |
|---|---|
| Street Address | 3907 PEMBERLY PINES CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1543 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | PEMBERLY PINES PB 17 PGS 77-79 LOT 81 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PEMBERLY PINES |
| Legal Tract | 731 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43203 |
3907 Pemberly Pines Cir, a townhouse, is owned and occupied by two individuals who acquired it in June 2025.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3907 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2025 |
| Deed Sale | Jun 14, 2025 |
| Prior Sale | Jun 29, 2007 · Amount on File |
| Deed Document Number | 2007122670 |
| Deed Book / Page | 3512 / 1681 |
| Prior Transfer Date | Oct 5, 2023 |
| Prior Transfer Doc | 2023131213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 5, 2023 |
| Property Address | 3907 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543 |
| Document Number | 0064850816 |
| Book / Page | 6485 / 816 |
| Map Reference | MB 17 PG 77-79 |
| Instrument Date | Sep 16, 2023 |
| Instrument | 2023131213 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3907 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543 |
| Name | Verified Name |
|---|---|
| Address | 530 NW 103RD TER, PEMBROKE PINES, FL 33026-3951 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3907 Pemberly Pines Cir was $293 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293.00 Homeowner's exemption Senior Citizen's exemption | $59,478 | $199,100 Land $35,000 Building $164,100 |
| 2023 | $279.00 (+3.33%) Homeowner's exemption Senior Citizen's exemption | $56,119 (+3%) | $196,300 (+20.5%) Land $14,900 Building $181,400 |
| 2022 | $270.00 Homeowner's exemption Senior Citizen's exemption | $54,485 | $162,900 Land $14,900 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3907 Pemberly Pines Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3907 Pemberly Pines Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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