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3907 Nowling Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3907 Nowling Rd, Jay, FL 32565 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 2019
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on File
Tax Bill$1,796 (2024)
Deeds & MortgagesApr 2026 Sale
Dec 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN30-5N-29-0000-00417-0000

Property Details

APN / Parcel Number

Primary APN30-5N-29-0000-00417-0000
Alternative APN
  • N295300000004170000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,493 sqft Living Area
Gross Area1,714 sqft
1st Floor Area1,493 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area46,609 sqft (1.07 acres)
PorchFinished/Open Porch
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3907 NOWLING RD
CityJAY
StateFL
Zip32565-2741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*ENHANCED LIFE ESTATE* RESRVD IN: COM AT NW CORN OF NE4 OF NW4 THN N90*0'E 180 FT TO POB & CONT 180 FT THN S0*19'42E 259.52 FT THN S90*0W 180 FT TO SE CORN OF PARCEL DES IN OR 2858 PG 639 THN N0*19'42W ON E LN 259.52 FT TO POB AS DES IN OR 3691 PG 84
Legal Range29W
Legal Township5N
Legal Section30
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group2
Census Block2026
Census Tract10200

Owner

Source: Santa Rosa County records · APN 30-5N-29-0000-00417-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2789 NELSONTOWN RD, JAY, FL 32565-1917
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 13, 2018Deed of Trust, Mortgage · Construction Mortgage
ESCAMBIA COUNTY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 09, 2026
Transfer Doc0000018238
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 13, 2026
Property Address3907 NOWLING RD, JAY, FL 32565-2741
Document Number0000018238
Book / Page4731 / 876
Instrument DateApr 09, 2026
Instrument2026.18238
Transaction TypeTransfer
Record UpdatedMay 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2789 NELSONTOWN RD, JAY, FL 32565-1917

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3907 NOWLING RD, JAY, FL 32565-2741
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037891880
DateDec 13, 2018
Book Page3789/1880
Instrument201852754
Lender
NameESCAMBIA COUNTY BANK
TypeBank
AddressFLOMATON, AL 36441
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term273 Months
DueSep 11, 2041

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$190,643 (+2.27%)$194,138 (+1.69%) Land $15,000 Building $179,138
2024$1,796.00 (+2.1%) Homeowner's exemption$186,414 (+3.05%)$190,910 (+3.09%) Land $15,000 Building $175,910
2023$1,759.00 (+5.65%) Homeowner's exemption$180,900 (+5.6%)$185,186 (+8.1%) Land $11,000 Building $174,186
2022$1,665.00 Homeowner's exemption Additional exemption filed$171,302$171,302 Land $6,420 Building $164,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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