3907 Narrows Ln, Rhinelander, WI 54501 Property Records

Oneida County property record for 3907 Narrows Ln, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,886 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Jul 2021)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NE 1464`

Property Details

APN / Parcel Number

Primary APN	`NE 1464`

Exterior

Lot Area	44,886 sqft (1.03 acres)

Location & Zoning

Street Address	3907 NARROWS LN
City	RHINELANDER
State	WI
Zip	54501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 841106/823652GLO UNITY POINT SUB LOT 2 & 3 1.03CA/.84SA SM B12 & A3065 PT G.L. 4 INCL 3907 NARROWS LN
Legal Range	08E
Legal Township	37N
Legal Section	33
Legal Subdivision	GLO UNITY POINT SUB
Legal Lot Number	2-3
Jurisdiction	ONEIDA WI
Township / Civil Division	NEWBOLD
Census Block Group	1
Census Block	1034
Census Tract	970601

Owner

3907 Narrows Ln is owned and occupied by an individual who acquired it in February 2023.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 NARROWS LN, RHINELANDER, WI 54501-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
Apr 29, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	2021823652
Last Transfer Date	Feb 2, 2023
Transfer Doc	0000841106
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA WI
Recording Date	Feb 16, 2023
Property Address	3909 NARROWS LN, RHINELANDER, WI 54501-9107
Document Number	0000841106
Instrument Date	Feb 2, 2023
Instrument	841106
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 30, 2021
Property Address	3909 NARROWS LN, RHINELANDER, WI 54501-9107
Document Number	0000823652
Instrument Date	Jul 30, 2021
Instrument	823652
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000823653
Date	Jul 30, 2021
Instrument	823653

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Apr 29, 2019
Property Address	3909 NARROWS LN, RHINELANDER, WI 54501-9107
Document Number	0000792703
Instrument Date	Apr 24, 2019
Instrument	792703
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 NARROWS LN, RHINELANDER, WI 54501-9107

Mortgage

Document Number	0000792706
Date	Apr 29, 2019
Instrument	792706

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2029

Mortgage

Document Number	0000792704
Date	Apr 29, 2019
Instrument	792704

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Narrows Ln was $3,212 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Newbold Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,212.00	$199,000 Land $136,400 Building $62,600	$300,397 Land $205,900 Building $94,497
2023	$2,749.00 Homeowner's exemption	$199,000 Land $136,400 Building $62,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Narrows Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Narrows Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Narrows Ln

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