3907 Lighthouse Dr, Racine, WI 53402 Property Records

Racine County property record for 3907 Lighthouse Dr, Racine, WI 53402

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,707 sqft · built 1958
Lot Size	0.475 acres (20,691 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Feb 2018)
Tax Bill	$13,857 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000004044012`

Property Details

APN / Parcel Number

Primary APN	`276 000004044012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,707 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3907 LIGHTHOUSE DR
City	RACINE
State	WI
Zip	53402-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 GREATER NORTH BAY ADD LOT 12
Legal Subdivision	GREATER NORTH BAY
Legal Block	1
Legal Lot Number	12
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1001
Census Tract	1402

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3907 LIGHTHOUSE DR, RACINE, WI 53402-3619
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20182486884
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	3907 LIGHTHOUSE DR, RACINE, WI 53402-3619
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002669685
Date	Jan 17, 2024
Instrument	2669685

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jan 16, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	3907 LIGHTHOUSE DR, RACINE, WI 53402-3619
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002576164
Date	Dec 23, 2020
Instrument	2576164

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Feb 16, 2018
Property Address	3907 LIGHTHOUSE DR, RACINE, WI 53402-3619
Document Number	0002486884
Instrument Date	Feb 16, 2018
Instrument	2486884
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	LAND MARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 LIGHTHOUSE DR, RACINE, WI 53402-3619

Mortgage

Document Number	0002486885
Date	Feb 16, 2018
Instrument	2486885

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,857.00 (+5.19%) Homeowner's exemption	$589,300 (+9.74%) Land $203,900 Building $385,400	$629,224 (+5.8%) Land $217,714 Building $411,510
2023	$13,173.00 (+9.97%) Homeowner's exemption	$537,000 (+10.95%) Land $203,900 Building $333,100	$594,724 (+10.95%) Land $225,818 Building $368,906
2022	$11,979.00 Homeowner's exemption	$484,000 Land $203,900 Building $280,100	$536,027 Land $225,818 Building $310,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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