Midland County property record for 3907 Kilt Ct, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,071 sqft · built 1956 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Oct 2023) |
| Tax Bill | $3,475 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-06-20-062 |
| Primary APN | 14-06-20-062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 1,071 sqft |
| Unfinished Basement | 1,071 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 103 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3907 KILT CT |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 55 BLACKHURST SUB |
| Legal Subdivision | BLACKHURST SUB |
| Legal Lot Number | 55 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 291000 |
3907 Kilt Ct is owned and occupied by an individual who bought it in October 2023.
Source: Midland County records, as of September 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3907 KILT CT, MIDLAND, MI 48640-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK |
| Nov 13, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on File |
| Deed Sale | Oct 23, 2023 · Amount on File |
| Prior Sale | Nov 13, 2019 · Amount on File |
| Prior Transfer Date | May 29, 2013 |
| Prior Transfer Doc | 1567/431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 23, 2023 |
| Property Address | 3907 KILT CT, MIDLAND, MI 48640-2204 |
| Document Number | 001668/585 |
| Book / Page | 1668 / 585 |
| Map Reference | LB C PG 24 |
| Instrument Date | Oct 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3907 KILT CT, MIDLAND, MI 48640-2204 |
| Name | Verified Name |
|---|---|
| Address | 3907 KILT CT, MIDLAND, MI 48640-2204 |
| Document Number | 0001668586 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 1668/586 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 3907 KILT CT, MIDLAND, MI 48640-2204 |
| Document Number | 01628/01470 |
| Book / Page | 01628 / 01470 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 01628-01470 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,333.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 WILDES ST, MIDLAND, MI 48640-4183 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,400 | $178,800 | |
| 2024 | $3,475.00 | ||
| 2023 | $61,800 | $123,600 | |
| 2022 | $2,102.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3907 Kilt Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 92 (1986–2020) |
| Claims Outside the SFHA | 15 of 92 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3907 Kilt Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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