3907 Fox Run, Denver, NC 28037 Property Records

Lincoln County property record for 3907 Fox Run, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 1988
Lot Size	0.777 acres (33,846 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Apr 2002)
Tax Bill	$3,621 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4614-28-4180`

Property Details

APN / Parcel Number

Primary APN	`4614-28-4180`
Alternative APNs	`461405284180` `158574` `31367`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	33,846 sqft (0.777 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	158574
Street Address	3907 FOX RUN
City	DENVER
State	NC
Zip	28037-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	WESTPT III PT 6 & 7B
Legal Subdivision	WESTPORT
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2017
Census Tract	71203

Owner

3907 Fox Run is owned and occupied by two individuals who bought it in April 2002.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3907 FOX RUN, DENVER, NC 28037-9168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 23, 2020	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2002 · Amount on File
Deed Sale	Apr 23, 2002 · Amount on File
Prior Sale	Dec 28, 2001 · Amount on File
Deed Book / Page	1338 / 29
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3907 FOX RUN, DENVER, NC 28037-9168
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 FOX RUN, DENVER, NC 28037-9168

Mortgage

Document Number	0003250821
Date	May 24, 2023
Book Page	3250/821
Instrument	667410

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3907 FOX RUN, DENVER, NC 28037-9168
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003138466
Date	Feb 22, 2022
Book Page	3138/466
Instrument	647821

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	3907 FOX RUN, DENVER, NC 28037-9168
Document Number	2900193
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 FOX RUN DENVER NC 280379168, DENVER, NC 28037-9168

Mortgage

Document Number	2900193
Date	Apr 21, 2020
Book Page	002900/000193
Instrument	607500

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3907 FOX RUN, DENVER, NC 28037-9168
Document Number	273647
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3907 FOX RUN DENVER NC 280379168, DENVER, NC 28037-9168

Mortgage

Document Number	273647
Date	Apr 12, 2018
Book Page	002736/000047
Instrument	576585

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3907 Fox Run was $3,621.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,621.00	$571,732 Land $76,000 Building $495,732	$571,732 Land $76,000 Building $495,732
2023	$3,567.00	$571,732 Land $76,000 Building $495,732	$571,732 Land $76,000 Building $495,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Fox Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Fox Run is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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