3907 E Grace Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3907 E Grace Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2017)
Tax Bill	$2,656 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35101.1908`

Property Details

APN / Parcel Number

Primary APN	`35101.1908`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft
Finished Basement	120 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3907 E GRACE AVE
City	SPOKANE
State	WA
Zip	99217-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BELL PK ADD L8 B19
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	BELL PK ADD
Legal Block	19
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2046
Census Tract	14400

Owner

3907 E Grace Ave is owned and occupied by an individual who bought it in April 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3907 E GRACE AVE, SPOKANE, WA 99217-7070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 14, 2017	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Oct 27, 2005 · Amount on File
Deed Document Number	20176593294
Prior Transfer Date	Dec 6, 1995
Prior Transfer Doc	0000000174
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3907 E GRACE AVE, SPOKANE, WA 99217-7070
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	VISTA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007175045
Date	Jan 26, 2022
Instrument	7175045

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3907 E GRACE AVE, SPOKANE, WA 99217-7070
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093926
Date	Jun 29, 2021
Instrument	7093926

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 14, 2017
Property Address	3907 E GRACE AVE, SPOKANE, WA 99217-7070
Document Number	0006593294
Map Reference	VOL C PG33
Instrument Date	Apr 4, 2017
Instrument	6593294
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	INLAND PROFESSIONAL TITLE LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 E GRACE AVE, SPOKANE, WA 99217-7070

Mortgage

Document Number	0006593295
Date	Apr 14, 2017
Instrument	6593295

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0006593296
Date	Apr 14, 2017
Instrument	6593296

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3907 E Grace Ave was $2,656, up 3.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (+3.55%)	$263,100 Land $80,000 Building $183,100	$263,100 Land $80,000 Building $183,100
2025	$2,565.00
2024		$262,000 (+43.48%) Land $75,000 Building $187,000	$262,000 (+43.48%) Land $75,000 Building $187,000
2023	$2,566.00 (+19.91%)	$182,600 Land $45,000 Building $137,600	$182,600 Land $45,000 Building $137,600
2022	$2,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 E Grace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 E Grace Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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