3907 E Bellerive Ln, Spokane, WA 99223 Property Records

Spokane County property record for 3907 E Bellerive Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,562 sqft · built 1998
Lot Size	0.276 acres (12,039 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jan 2022)
Tax Bill	$7,638 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35344.3319`

Property Details

APN / Parcel Number

Primary APN	`35344.3319`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,562 sqft Living Area
Gross Area	5,888 sqft
1st Floor Area	1,668 sqft
2nd Floor Area	1,740 sqft
Basement Area	1,648 sqft
Finished Basement	1,154 sqft
Unfinished Basement	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,039 sqft (0.276 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	240 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3907 E BELLERIVE LN
City	SPOKANE
State	WA
Zip	99223-6189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BELLERIVE P.U.D. AMENDED LTS 39-71 BLK 6 & LTS 1-18 BLK 7 LT 19 BLK 10
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BELLERIVE
Legal Block	6,7,1
Legal Lot Number	39,18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	4800

Owner

3907 E Bellerive Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
May 5, 2020	Deed of Trust, Mortgage · ARM FIRST INTERSTATE BANK
Jun 6, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Jun 6, 2019 · Amount on File
Deed Document Number	20227168492
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007080445
Date	May 27, 2021
Instrument	7080445

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	SPOKANE, WA 99223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 5, 2022
Property Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189
Document Number	0007168492
Map Reference	VOL 23 PG 10&11
Instrument Date	Jan 3, 2022
Instrument	7168492
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189

Mortgage

Document Number	0007168493
Date	Jan 5, 2022
Instrument	7168493

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006917535
Date	May 5, 2020
Instrument	6917535

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4%
Index	1-Year LIBOR
Max Rate	7%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 6, 2019
Property Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189
Document Number	0006811254
Map Reference	VOL 23 PG 10&11
Instrument Date	Jun 5, 2019
Instrument	6811254
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,903.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 E BELLERIVE LN, SPOKANE, WA 99223-6189

Mortgage

Document Number	0006811255
Date	Jun 6, 2019
Instrument	6811255

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2026 property tax bill for 3907 E Bellerive Ln was $7,638, up 1.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,638.00 (+1.87%)	$775,100 Land $130,000 Building $645,100	$775,100 Land $130,000 Building $645,100
2025	$7,498.00
2024		$810,800 (+52.26%) Land $84,000 Building $726,800	$810,800 (+52.26%) Land $84,000 Building $726,800
2023	$7,917.00 (+27.28%)	$532,500 Land $73,500 Building $459,000	$532,500 Land $73,500 Building $459,000
2022	$6,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 E Bellerive Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 E Bellerive Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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