Montgomery County property record for 3907 Cliff Creek Ct, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,507 sqft · built 2015 |
| Lot Size | 0.285 acres (12,430 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,409 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 5711-00-10000 |
| Primary APN | 5711-00-10000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,507 sqft Living Area |
| Gross Area | 3,927 sqft |
| 1st Floor Area | 2,869 sqft |
| 2nd Floor Area | 638 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,430 sqft (0.285 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3907 CLIFF CREEK CT |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S571100 - HARMONY CENTRAL SECTOR 01, BLOCK 1, LOT 100 |
| Legal Subdivision | HARMONY CENTRAL SECTOR 01 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 692009 |
3907 Cliff Creek Ct is owned and occupied by two individuals who acquired it in March 2017.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3907 CLIFF CREEK CT, SPRING, TX 77386-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Mar 23, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2017 |
| Deed Sale | Mar 23, 2017 |
| Prior Sale | Aug 22, 2016 · Amount on File |
| Deed Document Number | 201723535 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0000122451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 3907 CLIFF CREEK CT, SPRING, TX 77386-4417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000088938 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019088938 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 23, 2017 |
| Property Address | 3907 CLIFF CREEK CT, SPRING, TX 77386-4417 |
| Document Number | 0000023535 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 23535 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3907 CLIFF CREEK CT SPRING TX 773864417, SPRING, TX 77386-4417 |
The 2025 property tax bill for 3907 Cliff Creek Ct was $10,409 with a homeowner's exemption, up 0.2% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,366 (+3.76%) Land $44,110 Building $524,256 | $568,366 (+3.76%) Land $44,110 Building $524,256 | |
| 2025 | $10,409.00 (+0.24%) Homeowner's exemption | $547,793 (+6.42%) Land $44,110 Building $503,683 | $547,793 (-0.78%) Land $44,110 Building $503,683 |
| 2024 | $10,384.00 (+74.87%) Homeowner's exemption | $514,767 (+1%) Land $44,110 Building $507,970 | $552,080 (+1.41%) Land $44,110 Building $507,970 |
| 2023 | $5,938.00 Homeowner's exemption | $467,970 Land $44,110 Building $500,310 | $544,420 Land $44,110 Building $500,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3907 Cliff Creek Ct in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 271 policies |
| Nearby Flood Policies | 271 in force |
| Nearby Flood Claims | 7 (2017–2019) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3907 Cliff Creek Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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