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3907 Chesapeake Way, Melissa, TX 75454 Property Records

Collin County property record for 3907 Chesapeake Way, Melissa, TX 75454

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,550 sqft · built 2023
Lot Size0.174 acres (7,584 sqft)
Owner2 Individual Names on Record
Tax Bill$10,535 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR-12697-00E-0200-1

Property Details

APN / Parcel Number

Primary APNR-12697-00E-0200-1
Alternative APNs
  • 000002861664
  • 2861664

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,550 sqft Living Area
Gross Area4,358 sqft
1st Floor Area2,472 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Lot Area7,584 sqft (0.174 acres)
Garage TypeAttached
Garage Area628 sqft
PorchCovered Patio/Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3907 CHESAPEAKE WAY
CityMELISSA
StateTX
Zip75454-9858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLIBERTY PHASE 8C, BLK E, LOT 20
Legal SubdivisionLIBERTY PHASE 8C (CML)
Legal BlockE
Legal Lot Number20
JurisdictionCOLLIN TX
Township / Civil DivisionANNA
Census Block Group3
Census Block3048
Census Tract30207

Owner

Source: Collin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3907 CHESAPEAKE WAY, MELISSA, TX 75454-9858
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Jun 28, 2023Vendor's Lien, Subdivision Related Transfer · VA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2023
Deed SaleJun 28, 2023
Deed Document Number202372755
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3907 CHESAPEAKE WAY, MELISSA, TX 75454-9858
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 CHESAPEAKE WAY, MELISSA, TX 75454-9858

Mortgage

Document Number2026000030730
DateMar 11, 2026
Instrument2026000030730
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateJun 28, 2023
Property Address3907 CHESAPEAKE WAY, MELISSA, TX 75454-9858
Document Number2023000072755
Map ReferenceVOL 2022 PG 418
Instrument DateJun 27, 2023
Instrument2023000072755
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 8, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 CHESAPEAKE WAY, MELISSA, TX 75454-9858

Mortgage

Document Number2023000072756
DateJun 28, 2023
Instrument2023000072756
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMelissa City
Unified School DistrictMelissa Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,535.00 (-4.7%) Homeowner's exemption$659,201 Land $150,000 Building $509,201$659,201 Land $150,000 Building $509,201
2024$11,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELISSA
serves 26,234 people · EPA ID TX0430040
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
Also Mapped HereNORTH COLLIN SUD
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Fiber · Cable		940 / 940
Verizon
Fixed Wireless		300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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