3906B Tower Hill Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 3906B Tower Hill Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,035 sqft · built 1850
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Oct 2020)
Tax Bill	$7,678 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-60-0693-66`

Property Details

APN / Parcel Number

Primary APN	`R-60-0693-66`
Alternative APNs	`SKIN P:034-3 L:000028` `P:034=3 L:000028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,035 sqft Living Area
Gross Area	7,029 sqft
1st Floor Area	1,883 sqft
Basement Area	2,590 sqft
Unfinished Basement	2,590 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	R-60-0693-66
Street Address	3906B TOWER HILL RD
City	WAKEFIELD
State	RI
Zip	02879-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	28
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	2
Census Block	2021
Census Tract	51305

Owner

3906B Tower Hill Rd is owned by an individual who bought it in October 2020.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3906 TOWER HILL RD, B, WAKEFIELD, RI 02879-2261
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	May 1, 1997 · Amount on File
Deed Document Number	20209537
Deed Book / Page	1761 / 496
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	1761-496
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	3906B TOWER HILL RD, SOUTH KINGSTOWN, RI 02879-2261
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001905-643
Date	Jun 4, 2025
Book Page	1905/643
Instrument	38551

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	3906B TOWER HILL RD, SOUTH KINGSTOWN, RI 02879-2261
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001752-529
Date	Aug 5, 2020
Book Page	1752/529
Instrument	7835

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Oct 16, 2020
Property Address	3906B TOWER HILL RD, SOUTH KINGSTOWN, RI 02879-2261
Document Number	001761-496
Book / Page	1761 / 496
Instrument Date	Oct 15, 2020
Instrument	9537
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	TOWER HILL RD, SOUTH KINGSTOWN, RI

Mortgage

Document Number	0000009538
Date	Oct 16, 2020
Instrument	9538

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3906B Tower Hill Rd was $7,678.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,678.00	$858,800 Land $288,700 Building $570,100	$1,009,953
2023	$7,440.00 (+0.91%)	$673,300 (-) Land $216,100 Building $457,200
2022	$7,373.00	$673,300 Land $216,100 Building $457,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906B Tower Hill Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	39 (1984–2012)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 11 claims Severe Storms And Flooding, Mar 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906B Tower Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower Hill Rd

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