3906 Zambezi Dr, Columbia, MO 65202 Property Records

Boone County property record for 3906 Zambezi Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2003
Lot Size	0.25 acres (10,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-904-00-08-475-00`

Property Details

APN / Parcel Number

Primary APN	`11-904-00-08-475-00`
Alternative APN	`11-904-00-08-475.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3906 ZAMBEZI DR
City	COLUMBIA
State	MO
Zip	65202-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VANDERVEEN CROSSING PLAT 10 LOT 492
Legal Range	13W
Legal Township	49N
Legal Section	36
Legal Subdivision	VANDERVEEN CROSSING
Legal Block	A04
Legal Lot Number	492
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1014
Census Tract	1401

Owner

3906 Zambezi Dr is owned and occupied by two individuals who acquired it in May 2023.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3906 ZAMBEZI DR, COLUMBIA, MO 65202-6266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 12, 2023
Transfer Doc	0000007081
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Sep 21, 2020
Property Address	3906 ZAMBEZI DR, COLUMBIA, MO 65202-6266
Document Number	0000023093
Book / Page	005270 / 000138
Instrument Date	Aug 4, 2020
Instrument	23093
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3906 ZAMBEZI DR COLUMBIA MO 652026266, COLUMBIA, MO 65202-6266

Mortgage

Document Number	23094
Date	Sep 21, 2020
Book Page	005270/000139
Instrument	23094

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65205-0678

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Zambezi Dr was $2,850.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,529 (-) Land $6,080 Building $37,449
2025	$2,850.00	$43,529 Land $6,080 Building $37,449	$229,100 Land $32,000 Building $197,100
2023	$2,543.00 (+8.07%)	$38,019 Land $6,080 Building $31,939	$200,100 Land $32,000 Building $168,100
2022	$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Zambezi Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Zambezi Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20