3906 W Cold Spring Ln, Baltimore, MD 21215 Property Records

Baltimore City property record for 3906 W Cold Spring Ln, Baltimore, MD 21215

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,550 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jan 2021)
Tax Bill	$5,376 (2024)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Mortgage + 4 more
APN	`15-21-2956-014`

Property Details

APN / Parcel Number

Primary APN	`15-21-2956-014`
Alternative APNs	`212956 014` `2956-014`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	448 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	212956 014
Street Address	3906 W COLD SPRING LN
City	BALTIMORE
State	MD
Zip	21215-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	50X120
Legal Subdivision	PARK MANOR AVENUE
Legal Block	2956
Legal Lot Number	14
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1003
Census Tract	151000

Owner

Source: Baltimore City records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 26, 2021	Grant Deed, Transfer · FHA Mortgage SOUTHERN TR MTG
Apr 26, 2019	Grant Deed, Transfer BMS TITLE AND ESCROW INC, BMS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Book / Page	22561 / 93
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Recording Date	May 11, 2026
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Document Number	2902000396
Book / Page	29027 / 396
Instrument Date	Mar 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433

Mortgage

Document Number	2902000396,
Date	May 11, 2026
Book Page	29027/396

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Sep 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433

Mortgage

Document Number	0267310349
Date	Mar 20, 2024
Book Page	26731/349

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Sep 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433

Mortgage

Document Number	0260510075
Date	Jul 12, 2023
Book Page	26051/75

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433

Mortgage

Document Number	0235390283
Date	Aug 19, 2021
Book Page	23539/283

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 26, 2021
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Document Number	0225610093
Book / Page	022561 / 000093
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	LUCID TITLE AND ESCROW LLC, LUCID TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3906 W COLD SPRING LN BALTIMORE MD 212155433, BALTIMORE, MD 21215-5433

Mortgage

Document Number	225610100
Date	Jan 26, 2021
Book Page	022561/000100

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Apr 26, 2019
Property Address	3906 W COLD SPRING LN, BALTIMORE, MD 21215-5433
Document Number	0210630332
Book / Page	021063 / 000332
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	BMS TITLE AND ESCROW INC, BMS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3906 W COLD SPRING LN BALTIMORE MD 212155433, BALTIMORE, MD 21215-5433

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,800 (+47.46%) Land $30,500 Building $242,300	$272,800 (-) Land $30,500 Building $242,300
2024	$5,376.00 (+23.13%)
2023	$4,366.00	$185,000	$272,800 Land $30,500 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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