3906 Towana Loop, The Villages, FL 32163 Property Records

Sumter County property record for 3906 Towana Loop, The Villages, FL 32163

Property Summary

Property TypeSingle Family Home
Details1,869 sqft · built 2022
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Jan 2026)
Tax Bill$7,395 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Dec 2022 Sale
Flood ZoneZone X (minimal risk)
APNG17J041

Property Details

APN / Parcel Number

Primary APNG17J041

Interior

Building Area1,869 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Lot Area6,000 sqft (0.137 acres)
Garage Area370 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area14 sqft

Location & Zoning

Street Address3906 TOWANA LOOP
CityTHE VILLAGES
StateFL
Zip32163-3074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 THE VILLAGES OF SOUTHERN OAKS UNIT 112 PB 20 PGS 8-8I
Legal Lot Number41
Legal Unit112
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1008
Census Tract911301

Owner

Source: Sumter County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address3906 TOWANA LOOP, THE VILLAGES, FL 32163-3074
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 9, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleDec 9, 2022 · Amount on Record
Deed Document Number202660002719
Deed Book / Page5034 / 172
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJan 20, 2026
Property Address3906 TOWANA LOOP, THE VILLAGES, FL 32163-3074
Document Number0050340172
Book / Page5034 / 172
Map ReferenceMB 20 PG 8&8A-8I
Instrument DateJan 2, 2026
Instrument202660002719
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1915 QUIET OAK CT, THE VILLAGES, FL 32162-3516

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3906 TOWANA LOOP, THE VILLAGES, FL 32163-3074

Mortgage

Document Number0005034174
DateJan 20, 2026
Instrument5034/174
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateDec 9, 2022
Property Address3906 TOWANA LOOP, THE VILLAGES, FL 32163-3074
Document Number0043860449
Book / Page4386 / 449
Map ReferenceMB 20 PG 8&8A-8I
Instrument DateDec 2, 2022
Instrument202260057088
Transaction TypeTransfer
Record UpdatedMar 25, 2024

Transaction

AmountAmount Recorded
Tax$3,154.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 TOWANA LOOP, THE VILLAGES, FL 32163-3074

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$440,730 (+50.66%) Land $36,000 Building $404,730$440,730 (+23.59%) Land $36,000 Building $404,730
2024$7,395.00 (+27.15%)
2023$5,816.00 (+3,535%) Additional exemption filed$292,530 (+2,337.75%)$356,600 (+2,871.67%) Land $24,000 Building $332,600
2022$160.00$12,000 Land $12,000$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims2 (1995–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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