3906 Tano Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3906 Tano Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 1987
Lot Size	0.653 acres (28,456 sqft)
Owner	2 Trust Names on Record
Last Sale	$485,000 (Apr 2023)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3137-02-00-0230`

Property Details

APN / Parcel Number

Primary APN	`3137-02-00-0230`
Alternative APNs	`31133702000230` `37133102000230` `4884289.0` `4884289`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,648 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,456 sqft (0.653 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	296 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4884289
Street Address	3906 TANO DR
City	ORMOND BEACH
State	FL
Zip	32174-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01PUD
Legal Description	LOT 23 HALIFAX PLANTATION PHASE I SECTION A MB 41 PGS 15- 19 INC PER OR 4865 PG 1871 PER OR 7090 PG 3120 PER OR 8399 PG 1592
Legal Range	31E
Legal Township	13S
Legal Section	37
Legal Subdivision	HALIFAX PLANTATION
Legal Phase	1
Legal Tract	02
Legal Lot Number	23
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1009
Census Tract	80102

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3906 TANO DR, ORMOND BEACH, FL 32174-9303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	May 17, 2002 · Amount on Record
Deed Document Number	202384824
Deed Book / Page	8399 / 1592
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	0070903120
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 27, 2023
Property Address	3906 TANO DR, ORMOND BEACH, FL 32174-9303
Document Number	0083991592
Book / Page	8399 / 1592
Map Reference	MB 41 PG 15-19
Instrument Date	Apr 25, 2023
Instrument	2023084824
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 WINDCREST DR, GREENVILLE, SC 29615-5343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 TANO DR, ORMOND BEACH, FL 32174-9303

Mortgage

Document Number	0083991594
Date	Apr 27, 2023
Instrument	8399/1594

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,224 (+2.7%)	$433,312 (+1.48%) Land $75,000 Building $358,312
2025	$3,106.00 (-22.35%) Homeowner's exemption	$199,829 (-18.72%)	$427,013 (-2.48%) Land $75,000 Building $352,013
2023	$4,000.00 (+1.88%) Homeowner's exemption	$245,850 (+3%)	$437,888 (+21.89%) Land $75,000 Building $362,888
2022	$3,926.00 Homeowner's exemption	$238,689	$359,241 Land $82,300 Building $276,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/HALIFAX PLANTATION (WTP-8) serves 6,630 people · EPA ID FL3644123
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20