3906 Sterling St, Flint, MI 48504 Property Records

Genesee County property record for 3906 Sterling St, Flint, MI 48504

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 927 sqft · built 1951
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on File
Tax Bill$912 (2025)
Deeds & MortgagesSep 2024 Line of Credit
Jul 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-35-454-004

Property Details

APN / Parcel Number

Primary APN46-35-454-004
Alternative APN
  • 46-35-454-036

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area927 sqft Living Area
1st Floor Area725 sqft
Basement Area725 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions218 ft deep x 57.8 ft wide
Garage Area352 sqft
PorchPorch
Porch Area204 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3906 STERLING ST
CityFLINT
StateMI
Zip48504-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGN-1
Legal DescriptionWM C LAW SUBDIVISION LOTS 86 AND 87 COMBINED ON 10/22/2024 FROM 46-35-454-004, 46-35-454-021;
Legal SubdivisionWM C LAW SUBDIVISION
Legal Lot Number86-87
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group3
Census Block3006
Census Tract700

Owner

3906 Sterling St is owned and occupied by an individual who acquired it in June 2024.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3906 STERLING ST, FLINT, MI 48504-3526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 30, 2024Quit Claim Deed, Transfer
Quitclaim
Apr 7, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 18, 2024
Transfer Doc0000041436
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address3906 STERLING ST, FLINT, MI 48504-3526
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 STERLING ST, FLINT, MI 48504-3526

Mortgage

Document Number0000050460
DateSep 30, 2024
Instrument202409300050460
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 19, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateJul 30, 2024
Property Address3906 STERLING ST, FLINT, MI 48504-3526
Document Number0000041436
Instrument DateJul 30, 2024
Instrument202407300041436
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3 TRAVIS CT, GAITHERSBURG, MD 20879-3212

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 STERLING ST, FLINT, MI 48504-3526

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateApr 7, 2021
Property Address3906 STERLING ST, FLINT, MI 48504-3526
Document Number0000036279
Instrument DateOct 1, 2020
Instrument202104070036279
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3460 LAKE TINY CIR, ORLANDO, FL 32818-2244

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 STERLING ST, FLINT, MI 48504-3526

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Sterling St was $912 with a homeowner's exemption.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,800 (+15.07%)$33,600 (+15.07%)
2025$912.00 Homeowner's exemption$14,600$29,200
2023$10,400$20,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Sterling St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3906 Sterling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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