3906 Sandy Bluff Rd, Plano, IL 60545 Property Records

Kendall County property record for 3906 Sandy Bluff Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,644 sqft · built 1972
Lot Size	3.36 acres (146,362 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2019)
Tax Bill	$9,032 (2024)
Deeds & Mortgages	May 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-477-007`

Property Details

APN / Parcel Number

Primary APN	`01-19-477-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,644 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	146,362 sqft
Lot Dimensions	656 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3906 SANDY BLUFF RD
City	PLANO
State	IL
Zip	60545-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 SUGAR BROOK EST UNIT1 SECS 19 & 20-37-6
Legal Range	06E
Legal Township	37N
Legal Section	19
Legal Subdivision	SUGAR BROOK EST
Legal Lot Number	1
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3054
Census Tract	890502

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Jan 1, 1992 · Amount on Record
Deed Document Number	20194661
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628

Mortgage

Document Number	0000005016
Date	May 9, 2023
Instrument	202300005016

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022506
Date	Nov 5, 2020
Instrument	202000022506

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 18, 2019
Property Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628
Document Number	0000004661
Map Reference	MB 13 PG 11
Instrument Date	Apr 15, 2019
Instrument	201900004661
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 SANDY BLUFF RD, 3906, PLANO, IL 60545-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 SANDY BLUFF RD, PLANO, IL 60545-9628

Mortgage

Document Number	0000004662
Date	Apr 18, 2019
Instrument	201900004662

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,634 (+34.7%) Land $40,424 Building $118,210	$475,902 (+34.7%) Land $121,272 Building $354,630
2024	$9,032.00
2022		$117,772 Land $30,011 Building $87,761	$353,316 Land $90,033 Building $263,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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